Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 0.88%.
YIELD ON COST (YOC)
0.88%
KFFB now pays $0.05 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-09-30) | $8.40 | 0.60% |
| 5 years ago(2021-10-04) | $7.05 | 0.71% |
| 3 years ago(2023-10-05) | $4.77 | 1.05% |
| 1 year ago(2025-10-08) | $3.99 | 1.25% |
| Buying today(at $5.82) | $5.82 | 0.88% |
Projection: starting from today's 0.88% yield, assuming the dividend keeps compounding at 0.0% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
0.88%
In 3 years
0.88%
In 5 years
0.88%
In 10 years
0.88%
Try your own purchase price, dividend and growth rate for Kentucky First Federal Bancorp (KFFB).
Starting Yield
0.86%
Ending YOC
2.21%
Year 15 Dividend
$0.13
Cum. Dividends Recd.
$1.29
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $0.05 | N/A | 0.86% | $0.00 |
| Year 1 | $0.05 | +6.50% | 0.92% | $0.05 |
| Year 2 | $0.06 | +6.50% | 0.98% | $0.11 |
| Year 3 | $0.06 | +6.50% | 1.04% | $0.17 |
| Year 4 | $0.06 | +6.50% | 1.11% | $0.23 |
| Year 5 | $0.07 | +6.50% | 1.18% | $0.30 |
| Year 6 | $0.07 | +6.50% | 1.25% | $0.38 |
| Year 7 | $0.08 | +6.50% | 1.34% | $0.45 |
| Year 8 | $0.08 | +6.50% | 1.42% | $0.54 |
| Year 9 | $0.09 | +6.50% | 1.52% | $0.62 |
| Year 10 | $0.09 | +6.50% | 1.61% | $0.72 |
| Year 11 | $0.10 | +6.50% | 1.72% | $0.82 |
| Year 12 | $0.11 | +6.50% | 1.83% | $0.92 |
| Year 13 | $0.11 | +6.50% | 1.95% | $1.04 |
| Year 14 | $0.12 | +6.50% | 2.08% | $1.16 |
| Year 15 | $0.13 | +6.50% | 2.21% | $1.29 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
