Kentucky First Federal Bancorp (KFFB) ROE: History & Chart

Kentucky First Federal Bancorp(KFFB)

Banks - Regional · Hazard, KY

$5.73+0.06 (+1.06%)

Delayed quote: Oct 6, 2026, 11:25 AM EDT

About Kentucky First Federal Bancorp

Kentucky First Federal Bancorp (KFFB) serves as the holding company for two financial institutions: First Federal Savings and Loan Association of Hazard, and Frankfort First Bancorp, Inc. Together, these subsidiaries deliver a variety of banking products and services to communities throughout Kentucky. Customers can access a suite of deposit products, including passbook savings, certificate accounts, checking accounts, and individual retirement accounts. KFFB's comprehensive loan offerings include residential mortgages for single to four-family homes, construction financing, and loans secured by multi-family properties. A substantial portion of its portfolio consists of non-residential loans, which are backed by commercial office buildings, churches, and other purpose-built properties. Furthermore, it provides commercial loans not tied to real estate, alongside an array of consumer credit options. These range from home equity lines of credit (HELOCs) and loans secured by savings deposits to automobile loans and unsecured personal financing. Beyond direct lending, KFFB also invests in mortgage-backed securities. The company operates through a network of seven branch locations. Established in 2005, its headquarters are located in Hazard, Kentucky. Kentucky First Federal Bancorp itself is a subsidiary of First Federal MHC.

Hazard, KY

57 employees

ffsbky.bank

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: R. Clay Hulette

View full financials

KFFB Return on Equity (ROE) Metrics

RETURN ON EQUITY (ROE)

3.80%

RETURN ON EQUITY (ROE) AVG TTM

1.96%

RETURN ON EQUITY (ROE) AVG 3Y

-0.08%

RETURN ON EQUITY (ROE) AVG 5Y

1.19%

RETURN ON EQUITY (ROE) AVG 10Y

1.76%

RETURN ON EQUITY (ROE) AVG 15Y

2.39%

RETURN ON EQUITY (ROE) AVG 20Y

2.19%

CURRENT VS TTM AVG

+93.68%

CURRENT VS 3Y AVG

+4822.11%

CURRENT VS 5Y AVG

+219.06%

CURRENT VS 10Y AVG

+115.73%

CURRENT VS 15Y AVG

+58.66%

CURRENT VS 20Y AVG

+72.93%

SECTOR MEDIAN · FINANCIAL SERVICES

9.24%

median of 528 covered companies

CURRENT VS SECTOR MEDIAN

-58.92%

vs the sector median at left

NAME	MARKET CAP	RETURN ON EQUITY (ROE)	TTM	3Y	5Y
Kentucky First Federal Bancorp (KFFB)	$46.34M	3.80%	1.96%	-0.08%	1.19%
Dominari Holdings Inc. (DOMH)vs ›	$46.92M	-315.45%	-34.62%	-35.61%	-31.86%
Heritage Global Inc. (HGBL)vs ›	$45.51M	-27.52%	6.66%	16.45%	17.90%
Marathon Bancorp, Inc. (MBBC)vs ›	$45.03M	3.73%	1.91%	2.14%	2.91%
Innventure, Inc. (INV)vs ›	$44.13M	-53.27%	-81.00%	67.08%	54.29%
Metalpha Technology Holding Limited (MATH)vs ›	$48.62M	2.42%	22.95%	-53.77%	-64.02%
Avalanche Treasury Corporation Class A Common Stock (AVAT)vs ›	$49.28M	N/A	N/A	N/A	N/A
DT Cloud Star Acquisition Corporation (DTSQ)vs ›	$41.87M	4.75%	7.19%	46.83%	46.83%
Plutus Financial Group Limited (PLUT)vs ›	$41.83M	N/A	-27.61%	-16.57%	-3.67%
Black Hawk Acquisition Corporation (BKHA)vs ›	$51.80M	1.88%	4.70%	-610.27%	-610.27%

NAME

MARKET CAP

RETURN ON EQUITY (ROE)

TTM

Kentucky First Federal Bancorp (KFFB)

$46.34M

3.80%

1.96%

-0.08%

1.19%

Dominari Holdings Inc. (DOMH)vs ›

$46.92M

-315.45%

-34.62%

-35.61%

-31.86%

Heritage Global Inc. (HGBL)vs ›

$45.51M

-27.52%

6.66%

16.45%

17.90%

Marathon Bancorp, Inc. (MBBC)vs ›

$45.03M

3.73%

1.91%

2.14%

2.91%

Innventure, Inc. (INV)vs ›

$44.13M

-53.27%

-81.00%

67.08%

54.29%

Metalpha Technology Holding Limited (MATH)vs ›

$48.62M

2.42%

22.95%

-53.77%

-64.02%

Avalanche Treasury Corporation Class A Common Stock (AVAT)vs ›

$49.28M

N/A

DT Cloud Star Acquisition Corporation (DTSQ)vs ›

$41.87M

4.75%

7.19%

46.83%

Plutus Financial Group Limited (PLUT)vs ›

$41.83M

N/A

-27.61%

-16.57%

-3.67%

Black Hawk Acquisition Corporation (BKHA)vs ›

$51.80M

1.88%

4.70%

-610.27%

Return on Equity (ROE) FAQ

What is the return on equity (ROE) for Kentucky First Federal Bancorp (KFFB)?

The return on equity (ROE) for KFFB stock is 3.80%.

Is Kentucky First Federal Bancorp's return on equity (ROE) high or low?

The return on equity (ROE) of 3.80% is 219% above its 5-year average of 1.19%, near the high end of its 5-year range (-3.59%–4.21%).

What is the TTM average return on equity (ROE) for Kentucky First Federal Bancorp (KFFB)?

The TTM average return on equity (ROE) for KFFB stock is 1.96%.

What is the 3Y average return on equity (ROE) for Kentucky First Federal Bancorp (KFFB)?

The 3Y average return on equity (ROE) for KFFB stock is -0.08%.

What is the 5Y average return on equity (ROE) for Kentucky First Federal Bancorp (KFFB)?

The 5Y average return on equity (ROE) for KFFB stock is 1.19%.

What is the 10Y average return on equity (ROE) for Kentucky First Federal Bancorp (KFFB)?

The 10Y average return on equity (ROE) for KFFB stock is 1.76%.

What is the 15Y average return on equity (ROE) for Kentucky First Federal Bancorp (KFFB)?

The 15Y average return on equity (ROE) for KFFB stock is 2.39%.

What is the 20Y average return on equity (ROE) for Kentucky First Federal Bancorp (KFFB)?

The 20Y average return on equity (ROE) for KFFB stock is 2.19%.

DATE	RETURN ON EQUITY (ROE)
2026-06-30	3.80%
2026-03-31	2.83%
2025-12-31	1.69%
2025-09-30	1.11%
2025-06-30	0.37%
2025-03-31	-2.23%
2024-12-31	-2.47%
2024-09-30	-3.24%
2024-06-30	-3.59%
2024-03-31	-1.23%
2023-12-31	-0.71%
2023-09-30	0.78%
2023-06-30	1.84%
2023-03-31	2.15%
2022-12-31	2.49%
2022-09-30	2.70%
2022-06-30	3.06%
2022-03-31	3.94%
2021-12-31	4.21%
2021-09-30	4.00%
2021-06-30	3.48%
2021-03-31	-23.40%
2020-12-31	-23.87%
2020-09-30	-24.11%
2020-06-30	-24.17%
2020-03-31	1.56%
2019-12-31	1.50%
2019-09-30	1.37%
2019-06-30	1.23%
2019-03-31	0.79%
2018-12-31	0.72%
2018-09-30	1.75%
2018-06-30	1.97%
2018-03-31	2.26%
2017-12-31	2.27%
2017-09-30	1.37%
2017-06-30	1.39%
2017-03-31	1.64%
2016-12-31	1.65%
2016-09-30	1.87%
2016-06-30	2.22%
2016-03-31	2.45%
2015-12-31	2.98%
2015-09-30	3.25%
2015-06-30	3.07%
2015-03-31	2.92%
2014-12-31	2.84%
2014-09-30	2.87%
2014-06-30	2.88%
2014-03-31	3.50%
2013-12-31	3.71%
2013-09-30	4.22%
2013-06-30	4.38%
2013-03-31	3.72%
2012-12-31	3.58%
2012-09-30	3.07%
2012-06-30	2.91%
2012-03-31	3.19%
2011-12-31	3.07%
2011-09-30	3.13%
2011-06-30	2.99%
2011-03-31	2.52%
2010-12-31	2.29%
2010-09-30	1.92%
2010-06-30	0.72%
2010-03-31	-0.06%
2009-12-31	0.02%
2009-09-30	0.23%
2009-06-30	1.38%
2009-03-31	2.20%
2008-12-31	2.03%
2008-09-30	1.84%
2008-06-30	1.56%
2008-03-31	1.43%
2007-12-31	1.33%
2007-09-30	1.32%
2007-06-30	1.44%
2007-03-31	1.56%
2006-12-31	1.71%
2006-09-30	2.09%
2006-06-30	2.49%
2006-03-31	2.88%
2005-12-31	2.94%
2005-09-30	2.75%
2005-06-30	2.47%
2005-03-31	1.81%
2004-12-31	3.44%
2004-09-30	1.71%

DATE

RETURN ON EQUITY (ROE)

2026-06-30

3.80%

2026-03-31

2.83%

2025-12-31

1.69%

2025-09-30

1.11%

2025-06-30

0.37%

2025-03-31

-2.23%

2024-12-31

-2.47%

2024-09-30

-3.24%

2024-06-30

-3.59%

2024-03-31

-1.23%

2023-12-31

-0.71%

2023-09-30

0.78%

2023-06-30

1.84%

2023-03-31

2.15%

2022-12-31

2.49%

2022-09-30

2.70%

2022-06-30

3.06%

2022-03-31

3.94%

2021-12-31

4.21%

2021-09-30

4.00%

2021-06-30

3.48%

2021-03-31

-23.40%

2020-12-31

-23.87%

2020-09-30

-24.11%

2020-06-30

-24.17%

2020-03-31

1.56%

2019-12-31

1.50%

2019-09-30

1.37%

2019-06-30

1.23%

2019-03-31

0.79%

2018-12-31

0.72%

2018-09-30

1.75%

2018-06-30

1.97%

2018-03-31

2.26%

2017-12-31

2.27%

2017-09-30

1.37%

2017-06-30

1.39%

2017-03-31

1.64%

2016-12-31

1.65%

2016-09-30

1.87%

2016-06-30

2.22%

2016-03-31

2.45%

2015-12-31

2.98%

2015-09-30

3.25%

2015-06-30

3.07%

2015-03-31

2.92%

2014-12-31

2.84%

2014-09-30

2.87%

2014-06-30

2.88%

2014-03-31

3.50%

2013-12-31

3.71%

2013-09-30

4.22%

2013-06-30

4.38%

2013-03-31

3.72%

2012-12-31

3.58%

2012-09-30

3.07%

2012-06-30

2.91%

2012-03-31

3.19%

2011-12-31

3.07%

2011-09-30

3.13%

2011-06-30

2.99%

2011-03-31

2.52%

2010-12-31

2.29%

2010-09-30

1.92%

2010-06-30

0.72%

2010-03-31

-0.06%

2009-12-31

0.02%

2009-09-30

0.23%

2009-06-30

1.38%

2009-03-31

2.20%

2008-12-31

2.03%

2008-09-30

1.84%

2008-06-30

1.56%

2008-03-31

1.43%

2007-12-31

1.33%

2007-09-30

1.32%

2007-06-30

1.44%

2007-03-31

1.56%

2006-12-31

1.71%

2006-09-30

2.09%

2006-06-30

2.49%

2006-03-31

2.88%

2005-12-31

2.94%

2005-09-30

2.75%

2005-06-30

2.47%

2005-03-31

1.81%

2004-12-31

3.44%

2004-09-30

1.71%

Return on Equity (ROE): 3.80%

KFFB Return on Equity (ROE)

KFFB Average Return on Equity (ROE) Chart

KFFB Current vs Average Return on Equity (ROE) Chart

KFFB Return on Equity (ROE) Metrics

KFFB Competitors' Return on Equity (ROE)

Return Analysis

Return on Equity (ROE) Formula & Definition

Return on Equity (ROE) FAQ

KFFB Return on Equity (ROE) History

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