Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on invested capital (ROIC) high or low?
The return on invested capital (ROIC) of 4.23% is in line with its 5-year average of 4.61%, around the middle of its 5-year range (3.44%–5.60%).
As of the fiscal period ended Wednesday, December 31, 2025. 9.71% below its 12-month average of 4.69%.
Annual fiscal-year return on invested capital; no daily interpolation.
RETURN ON INVESTED CAPITAL (ROIC)
4.23%
RETURN ON INVESTED CAPITAL (ROIC) AVG TTM
4.69%
RETURN ON INVESTED CAPITAL (ROIC) AVG 3Y
4.66%
RETURN ON INVESTED CAPITAL (ROIC) AVG 5Y
4.61%
RETURN ON INVESTED CAPITAL (ROIC) AVG 10Y
4.12%
RETURN ON INVESTED CAPITAL (ROIC) AVG 15Y
3.56%
RETURN ON INVESTED CAPITAL (ROIC) AVG 20Y
3.11%
CURRENT VS TTM AVG
-9.71%
CURRENT VS 3Y AVG
-9.18%
CURRENT VS 5Y AVG
-8.28%
CURRENT VS 10Y AVG
+2.58%
CURRENT VS 15Y AVG
+18.97%
CURRENT VS 20Y AVG
+36.08%
SECTOR MEDIAN · FINANCIAL SERVICES
6.38%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-33.70%
vs the sector median at left
JPMorgan Chase & Co.
Market Cap
$946.43B
Return on Invested Capital (ROIC)
4.23%
TTM Avg
4.69%
3Y Avg
4.66%
5Y Avg
4.61%
Market Cap
$440.34B
Return on Invested Capital (ROIC)
3.39%
TTM Avg
2.82%
3Y Avg
2.82%
5Y Avg
2.93%
Market Cap
$264.40B
Return on Invested Capital (ROIC)
3.16%
TTM Avg
3.37%
3Y Avg
3.29%
5Y Avg
3.29%
Market Cap
$226.75B
Return on Invested Capital (ROIC)
0.95%
TTM Avg
1.21%
3Y Avg
1.34%
5Y Avg
1.63%
Market Cap
$313.07B
Return on Invested Capital (ROIC)
1.92%
TTM Avg
1.77%
3Y Avg
1.58%
5Y Avg
1.82%
| NAME | MARKET CAP | RETURN ON INVESTED CAPITAL (ROIC) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| JPMorgan Chase & Co. (JPM) | $946.43B | 4.23% | 4.69% | 4.66% | 4.61% |
| Bank of America Corporation (BAC)vs › | $440.34B | 3.39% | 2.82% | 2.82% | 2.93% |
| Wells Fargo & Company (WFC)vs › | $264.40B | 3.16% | 3.37% | 3.29% | 3.29% |
| Citigroup Inc. (C)vs › | $226.75B | 0.95% | 1.21% | 1.34% | 1.63% |
| The Goldman Sachs Group, Inc. (GS)vs › | $313.07B | 1.92% | 1.77% | 1.58% | 1.82% |
| Morgan Stanley (MS)vs › | $338.20B | 1.69% | 2.08% | 2.05% | 2.29% |
ROIC
4.2%
ROE
17.4%
ROIC = NOPAT / Invested Capital
Return on invested capital measures the after-tax return a company earns on all capital (debt and equity) invested in the business.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON INVESTED CAPITAL (ROIC) |
|---|---|
| 2025-12-31 | 4.23% |
| 2024-12-31 | 5.14% |
| 2023-12-31 | 4.87% |
| 2022-12-31 | 4.39% |
| 2021-12-31 | 5.60% |
| 2020-12-31 | 3.44% |
| 2019-12-31 | 4.54% |
| 2018-12-31 | 3.98% |
| 2017-12-31 | 3.13% |
| 2016-12-31 | 3.12% |
| 2015-12-31 | 2.92% |
| 2014-12-31 | 2.36% |
| 2013-12-31 | 2.25% |
| 2012-12-31 | 2.54% |
| 2011-12-31 | 2.39% |
| 2010-12-31 | 1.99% |
| 2009-12-31 | 1.45% |
| 2008-12-31 | 0.34% |
| 2007-12-31 | 2.52% |
| 2006-12-31 | 2.42% |
| 2005-12-31 | 1.66% |
| 2004-12-31 | 0.76% |
| 2003-12-31 | 1.68% |
| 2002-12-31 | 0.40% |
| 2001-12-31 | 0.49% |
| 2000-12-31 | 1.45% |
| 1999-12-31 | 5.09% |
| 1998-12-31 | 2.72% |
| 1997-12-31 | 2.33% |
| 1996-12-31 | 1.72% |
