Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 5.21% is 77% above its 5-year average of 2.95%, near the high end of its 5-year range (1.24%–5.21%).
As of the fiscal period ended Tuesday, June 30, 2026. 25.84% above its 12-month average of 4.14%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 5.21%.
DEBT TO ASSETS RATIO
5.21%
DEBT TO ASSETS RATIO AVG TTM
4.14%
DEBT TO ASSETS RATIO AVG 3Y
4.15%
DEBT TO ASSETS RATIO AVG 5Y
2.95%
DEBT TO ASSETS RATIO AVG 10Y
4.93%
DEBT TO ASSETS RATIO AVG 15Y
N/A
DEBT TO ASSETS RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+25.84%
CURRENT VS 3Y AVG
+25.75%
CURRENT VS 5Y AVG
+76.85%
CURRENT VS 10Y AVG
+5.72%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 571 covered companies
CURRENT VS SECTOR MEDIAN
+10325.93%
vs the sector median at left
John Marshall Bancorp, Inc.
Market Cap
$325.71M
Debt to Assets Ratio
5.21%
TTM Avg
4.14%
3Y Avg
4.15%
5Y Avg
2.95%
Market Cap
$325.24M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$325.11M
Debt to Assets Ratio
0.04%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$324.62M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$327.32M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$324.00M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$323.18M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$328.74M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| John Marshall Bancorp, Inc. (JMSB) | $325.71M | 5.21% | 4.14% | 4.15% | 2.95% |
| B&R Technology Merger Corp. Class A (BRTM)vs › | $325.24M | N/A | N/A | N/A | N/A |
| C&F Financial Corporation (CFFI)vs › | $325.11M | 0.04% | N/A | N/A | N/A |
| New Providence Acquisition Corp. III (NPAC)vs › | $324.62M | 0.00% | N/A | N/A | N/A |
| Pioneer Acquisition I Corp (PACH)vs › | $327.32M | 0.00% | N/A | N/A | N/A |
| Evolution Global Acquisition Corp Class A Ordinary Shares (EVOX)vs › | $324.00M | 0.00% | N/A | N/A | N/A |
| NewtekOne, Inc. (NEWT)vs › | $323.44M | 0.17% | N/A | N/A | N/A |
| Aldel Financial II Inc. (ALDF)vs › | $323.18M | 0.00% | N/A | N/A | N/A |
| Oxley Bridge Acquisition Limited (OBA)vs › | $328.74M | 0.00% | N/A | N/A | N/A |
| Fifth Era Acquisition Corp I Class A Ordinary Shares (FERA)vs › | $330.02M | 0.00% | N/A | N/A | N/A |
Debt/Assets
5.2%
Debt/Equity
0.46
Current ratio and interest coverage is unavailable for John Marshall Bancorp, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 5.21% |
| 2026-03-31 | 3.63% |
| 2025-12-31 | 3.67% |
| 2025-09-02 | 3.69% |
| 2025-06-30 | 4.50% |
| 2025-03-31 | 3.78% |
| 2024-12-31 | 3.86% |
| 2024-09-30 | 3.73% |
| 2024-06-30 | 4.68% |
| 2024-03-31 | 4.70% |
| 2023-12-31 | 1.75% |
| 2023-09-30 | 1.27% |
| 2023-06-30 | 1.24% |
| 2023-03-31 | 1.26% |
| 2022-12-31 | 2.34% |
| 2022-09-30 | 1.25% |
| 2022-06-30 | 2.34% |
| 2022-03-31 | 2.12% |
| 2021-12-31 | 2.23% |
| 2021-09-30 | 2.30% |
| 2021-06-30 | 2.35% |
| 2021-03-31 | 2.62% |
| 2020-12-31 | 2.80% |
| 2020-09-30 | 2.86% |
| 2020-06-30 | 2.81% |
| 2020-03-31 | 3.80% |
| 2019-12-31 | 6.71% |
| 2019-09-30 | 4.73% |
| 2019-06-30 | 4.36% |
| 2019-03-31 | 6.04% |
| 2018-12-31 | 7.75% |
| 2018-09-30 | 7.07% |
| 2018-06-30 | 9.29% |
| 2018-03-31 | 10.39% |
| 2017-12-31 | 12.17% |
| 2017-09-30 | 10.62% |
| 2017-06-30 | 9.57% |
| 2017-03-31 | 9.44% |
| 2016-12-31 | 10.99% |
| 2016-09-30 | 8.16% |
| 2016-06-30 | 8.10% |
| 2016-03-31 | 7.65% |
| 2015-12-31 | 8.93% |
| 2015-09-30 | 9.25% |
| 2015-06-30 | 7.36% |
| 2015-03-31 | 6.62% |
| 2014-12-31 | 8.19% |
| 2014-09-30 | 6.07% |
| 2014-06-30 | 5.13% |
| 2014-03-31 | 5.10% |
| 2013-12-31 | 7.89% |
| 2013-09-30 | 8.36% |
| 2012-12-31 | 0.00% |
