Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 4.88%.
YIELD ON COST (YOC)
4.88%
JCAP now pays $0.96 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 1 year ago(2025-10-06) | $17.97 | 5.34% |
| Buying today(at $19.80) | $19.80 | 4.88% |
Try your own purchase price, dividend and growth rate for Jefferson Capital, Inc. Common Stock (JCAP).
Starting Yield
4.85%
Ending YOC
15.38%
Year 15 Dividend
$3.05
Cum. Dividends Recd.
$28.15
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $0.96 | N/A | 4.85% | $0.00 |
| Year 1 | $1.04 | +8.00% | 5.24% | $1.04 |
| Year 2 | $1.12 | +8.00% | 5.65% | $2.16 |
| Year 3 | $1.21 | +8.00% | 6.11% | $3.37 |
| Year 4 | $1.31 | +8.00% | 6.60% | $4.67 |
| Year 5 | $1.41 | +8.00% | 7.12% | $6.08 |
| Year 6 | $1.52 | +8.00% | 7.69% | $7.61 |
| Year 7 | $1.65 | +8.00% | 8.31% | $9.25 |
| Year 8 | $1.78 | +8.00% | 8.97% | $11.03 |
| Year 9 | $1.92 | +8.00% | 9.69% | $12.95 |
| Year 10 | $2.07 | +8.00% | 10.47% | $15.02 |
| Year 11 | $2.24 | +8.00% | 11.30% | $17.26 |
| Year 12 | $2.42 | +8.00% | 12.21% | $19.68 |
| Year 13 | $2.61 | +8.00% | 13.18% | $22.29 |
| Year 14 | $2.82 | +8.00% | 14.24% | $25.11 |
| Year 15 | $3.05 | +8.00% | 15.38% | $28.15 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
