Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of -13.84% is 186% below its 5-year average of 16.06%, around the middle of its 5-year range (-90.33%–48.96%).
6.07% above its 12-month average of -14.73%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 4.23%.
EBITDA MARGIN
-13.84%
EBITDA MARGIN AVG TTM
-14.73%
EBITDA MARGIN AVG 3Y
6.91%
EBITDA MARGIN AVG 5Y
16.06%
EBITDA MARGIN AVG 10Y
21.01%
EBITDA MARGIN AVG 15Y
22.57%
EBITDA MARGIN AVG 20Y
20.56%
CURRENT VS TTM AVG
+6.07%
CURRENT VS 3Y AVG
-300.16%
CURRENT VS 5Y AVG
-186.16%
CURRENT VS 10Y AVG
-165.88%
CURRENT VS 15Y AVG
-161.31%
CURRENT VS 20Y AVG
-167.31%
First Internet Bancorp
Market Cap
$232.65M
EBITDA Margin
-13.84%
TTM Avg
-14.73%
3Y Avg
6.91%
5Y Avg
16.06%
Market Cap
$232.99M
EBITDA Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$233.22M
EBITDA Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$231.84M
EBITDA Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$231.61M
EBITDA Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$230.10M
EBITDA Margin
-3.99%
TTM Avg
-8.12%
3Y Avg
-11.80%
5Y Avg
9.24%
Market Cap
$229.75M
EBITDA Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$235.78M
EBITDA Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Internet Bancorp (INBK) | $232.65M | -13.84% | -14.73% | 6.91% | 16.06% |
| Bluerock Acquisition Corp. Class A Ordinary Shares (BLRK)vs › | $232.99M | N/A | N/A | N/A | N/A |
| FG Imperii Acquisition Corp. Class A Ordinary Shares (FGII)vs › | $233.22M | N/A | N/A | N/A | N/A |
| ITHAX Acquisition Corp III (ITHA)vs › | $231.93M | N/A | N/A | N/A | N/A |
| Launchpad Cadenza Acquisition Corp I Class A Ordinary Share (LPCV)vs › | $231.84M | N/A | N/A | N/A | N/A |
| American Drive Acquisition Company Class A Ordinary Shares (ADAC)vs › | $231.61M | N/A | N/A | N/A | N/A |
| Horizon Technology Finance Corporation (HRZN)vs › | $230.10M | -3.99% | -8.12% | -11.80% | 9.24% |
| Bitcoin Infrastructure Acquisition Corp Ltd. (BIXI)vs › | $229.75M | N/A | N/A | N/A | N/A |
| Illumination Acquisition Corp I Class A Ordinary Shares (ILLU)vs › | $235.78M | N/A | N/A | N/A | N/A |
| Iron Horse Acquisitions II Corp. Common Stock (IRHO)vs › | $235.80M | N/A | N/A | N/A | N/A |
EBITDA Margin
-13.8%
Operating Margin
-14.3%
Net Margin
-9.8%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 4.23% |
| 2026-03-31 | 5.15% |
| 2025-12-31 | 7.23% |
| 2025-09-30 | -90.33% |
| 2025-06-30 | 0.06% |
| 2025-03-31 | 1.29% |
| 2024-12-31 | 11.65% |
| 2024-09-30 | 11.45% |
| 2024-06-30 | 9.92% |
| 2024-03-31 | 9.95% |
| 2023-12-31 | 8.69% |
| 2023-09-30 | 4.61% |
| 2023-06-30 | 8.75% |
| 2023-03-31 | -7.73% |
| 2022-12-31 | 17.52% |
| 2022-09-30 | 27.36% |
| 2022-06-30 | 32.98% |
| 2022-03-31 | 37.14% |
| 2021-12-31 | 40.28% |
| 2021-09-30 | 41.82% |
| 2021-06-30 | 48.96% |
| 2021-03-31 | 30.62% |
| 2020-12-31 | 35.64% |
| 2020-09-30 | 25.94% |
| 2020-06-30 | 15.19% |
| 2020-03-31 | 18.94% |
| 2019-12-31 | 22.15% |
| 2019-09-30 | 18.54% |
| 2019-06-30 | 20.28% |
| 2019-03-31 | 23.39% |
| 2018-12-31 | 13.79% |
| 2018-09-30 | 26.10% |
| 2018-06-30 | 28.34% |
| 2018-03-31 | 29.40% |
| 2017-12-31 | 31.41% |
| 2017-09-30 | 31.28% |
| 2017-06-30 | 29.95% |
| 2017-03-31 | 26.21% |
| 2016-12-31 | 34.10% |
| 2016-09-30 | 28.41% |
| 2016-06-30 | 29.39% |
| 2016-03-31 | 28.58% |
| 2015-12-31 | 29.77% |
| 2015-09-30 | 31.29% |
| 2015-06-30 | 31.17% |
| 2015-03-31 | 30.24% |
| 2014-12-31 | 25.34% |
| 2014-09-30 | 24.42% |
| 2014-06-30 | 22.53% |
| 2014-03-31 | 14.81% |
| 2013-12-31 | 14.12% |
| 2013-09-30 | 17.98% |
| 2013-06-30 | 29.02% |
| 2013-03-31 | 34.87% |
| 2012-09-30 | 35.02% |
| 2012-06-30 | 30.54% |
| 2012-03-31 | 24.12% |
| 2008-12-31 | 1.24% |
| 2008-09-30 | 12.77% |
| 2008-06-30 | 11.87% |
| 2008-03-31 | 9.69% |
| 2007-12-31 | 6.89% |
| 2007-09-30 | 10.85% |
| 2007-06-30 | 15.63% |
| 2007-03-31 | 11.60% |
| 2006-12-31 | 3.49% |
| 2006-09-30 | 9.92% |
| 2006-06-30 | 19.51% |
| 2006-03-31 | 11.77% |
| 2005-12-31 | 5.10% |
| 2005-09-30 | 26.30% |
