Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 0.14% is 104% above its 2-year average of -3.84%, around the middle of its 2-year range (-14.41%–7.66%).
106.81% above its 12-month average of -2.05%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 2.51%.
OPERATING MARGIN
0.14%
OPERATING MARGIN AVG TTM
-2.05%
OPERATING MARGIN AVG 3Y
N/A
OPERATING MARGIN AVG 5Y
N/A
OPERATING MARGIN AVG 10Y
N/A
OPERATING MARGIN AVG 15Y
N/A
OPERATING MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+106.81%
CURRENT VS 3Y AVG
N/A
CURRENT VS 5Y AVG
N/A
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
17.22%
median of 567 covered companies
CURRENT VS SECTOR MEDIAN
-99.19%
vs the sector median at left
Hoyne Bancorp, Inc. Common Stock
Market Cap
$123.69M
Operating Margin
0.14%
TTM Avg
-2.05%
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$123.52M
Operating Margin
4.63%
TTM Avg
15.25%
3Y Avg
33.69%
5Y Avg
33.69%
Market Cap
$123.37M
Operating Margin
26.56%
TTM Avg
22.47%
3Y Avg
26.49%
5Y Avg
24.09%
Market Cap
$122.96M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$125.40M
Operating Margin
16.96%
TTM Avg
17.33%
3Y Avg
19.95%
5Y Avg
19.91%
Market Cap
$125.87M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$120.07M
Operating Margin
0.00%
TTM Avg
329.45%
3Y Avg
329.45%
5Y Avg
329.45%
Market Cap
$127.33M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$127.75M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Hoyne Bancorp, Inc. Common Stock (HYNE) | $123.69M | 0.14% | -2.05% | N/A | N/A |
| Bluemount Holdings Limited (BMHL)vs › | $123.52M | 4.63% | 15.25% | 33.69% | 33.69% |
| Magyar Bancorp, Inc. (MGYR)vs › | $123.37M | 26.56% | 22.47% | 26.49% | 24.09% |
| Cantor Equity Partners VI, Inc. Class A Ordinary Shares (CEPS)vs › | $122.96M | 0.00% | 0.00% | 0.00% | 0.00% |
| Bank of the James Financial Group, Inc. (BOTJ)vs › | $125.40M | 16.96% | 17.33% | 19.95% | 19.91% |
| NMP Acquisition Corp. (NMP)vs › | $125.87M | 0.00% | 0.00% | 0.00% | 0.00% |
| Pantages Capital Acquisition Corp (PGAC)vs › | $120.07M | 0.00% | 329.45% | 329.45% | 329.45% |
| FortuneX Acquisition Corp (FXAC)vs › | $127.33M | N/A | N/A | N/A | N/A |
| Futurewave Acquisition Corp. (FWAC)vs › | $127.75M | N/A | N/A | N/A | N/A |
| Alpex Acquisition Corp. (ALPX)vs › | $119.11M | N/A | N/A | N/A | N/A |
Operating Margin
0.1%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 2.51% |
| 2026-03-31 | -3.15% |
| 2025-12-31 | -0.56% |
| 2025-09-30 | 1.83% |
| 2025-06-30 | -10.90% |
| 2025-03-31 | 7.66% |
| 2024-12-31 | -13.71% |
| 2024-09-30 | -14.41% |