Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 2.16%.
YIELD ON COST (YOC)
2.16%
HWBK now pays $0.83 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $10.90 | 7.61% |
| 5 years ago(2021-09-30) | $21.41 | 3.88% |
| 3 years ago(2023-10-03) | $16.23 | 5.11% |
| 1 year ago(2025-10-07) | $29.68 | 2.80% |
| Buying today(at $38.42) | $38.42 | 2.16% |
Projection: starting from today's 2.16% yield, assuming the dividend keeps compounding at 10.2% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
2.16%
In 3 years
2.89%
In 5 years
3.51%
In 10 years
5.70%
Try your own purchase price, dividend and growth rate for Hawthorn Bancshares, Inc. (HWBK).
Starting Yield
2.16%
Ending YOC
11.45%
Year 15 Dividend
$4.40
Cum. Dividends Recd.
$33.92
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $0.83 | N/A | 2.16% | $0.00 |
| Year 1 | $0.93 | +11.76% | 2.41% | $0.93 |
| Year 2 | $1.04 | +11.76% | 2.70% | $1.96 |
| Year 3 | $1.16 | +11.76% | 3.02% | $3.12 |
| Year 4 | $1.29 | +11.76% | 3.37% | $4.42 |
| Year 5 | $1.45 | +11.76% | 3.77% | $5.86 |
| Year 6 | $1.62 | +11.76% | 4.21% | $7.48 |
| Year 7 | $1.81 | +11.76% | 4.70% | $9.29 |
| Year 8 | $2.02 | +11.76% | 5.26% | $11.31 |
| Year 9 | $2.26 | +11.76% | 5.88% | $13.57 |
| Year 10 | $2.52 | +11.76% | 6.57% | $16.09 |
| Year 11 | $2.82 | +11.76% | 7.34% | $18.91 |
| Year 12 | $3.15 | +11.76% | 8.20% | $22.06 |
| Year 13 | $3.52 | +11.76% | 9.17% | $25.58 |
| Year 14 | $3.94 | +11.76% | 10.25% | $29.52 |
| Year 15 | $4.40 | +11.76% | 11.45% | $33.92 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
