Sector note: Free-cash-flow and enterprise-value multiples (P/FCF, FCF yield, EV/EBITDA, EV/EBIT) are omitted — they aren't meaningful for banks and insurers, whose deposits and reserves a standard model misreads as debt. Book value (P/B), ROE and net interest margin are the right lenses here.
HIG Valuation Metrics
HIG Stock Price Metrics
HIG Dividend Metrics
HIG Growth Rate Metrics
HIG Discounted Cash Flow Metrics
| Fair Value Price | - |
| Margin of Safety | - |
HIG Revenue Metrics
HIG PE Ratio Metrics
| PE Ratio | 9.07 |
| PE Ratio Avg TTM | 11.04 |
| PE Ratio Avg 3Y | 11.48 |
| Current VS TTM Avg | -17.81% |
| Current VS 3Y Avg | -20.96% |
| Current VS 5Y Avg | -21.45% |
HIG PS Ratio Metrics
| PS Ratio | 1.27 |
| PS Ratio Avg TTM | 1.36 |
| PS Ratio Avg 3Y | 1.25 |
| Current VS TTM Avg | -6.65% |
| Current VS 3Y Avg | +1.23% |
| Current VS 5Y Avg | +6.12% |
HIG PB Ratio Metrics
| PB Ratio | 1.93 |
| PB Ratio Avg TTM | 2.08 |
| PB Ratio Avg 3Y | 1.99 |
| Current VS TTM Avg | -7.36% |
| Current VS 3Y Avg | -2.79% |
| Current VS 5Y Avg | +7.45% |
HIG Debt to Equity Ratio Metrics
| Debt/Equity Ratio | 0.23 |
| Debt/Equity Ratio Avg TTM | 0.25 |
| Debt/Equity Ratio Avg 3Y | 0.28 |
| Current VS TTM Avg | -8.00% |
| Current VS 3Y Avg | -16.36% |
| Current VS 5Y Avg | -14.29% |
HIG PEG Ratio Metrics
| PEG Ratio | 0.36 |
| PEG Ratio Avg TTM | 0.36 |
| PEG Ratio Avg 3Y | 0.36 |
| Current VS TTM Avg | 0.00% |
| Current VS 3Y Avg | 0.00% |
| Current VS 5Y Avg | 0.00% |
HIG Earnings Yield
| Earnings Yield | 11.03% |
| Earnings Yield Avg TTM | 9.13% |
| Earnings Yield Avg 3Y | 8.76% |
| Current VS TTM Avg | +20.75% |
| Current VS 3Y Avg | +25.86% |
| Current VS 5Y Avg | +26.24% |
HIG Current Ratio Metrics
| Current Ratio | 17.65 |
| Current Ratio Avg TTM | 17.17 |
| Current Ratio Avg 3Y | 14.87 |
| Current VS TTM Avg | +2.80% |
| Current VS 3Y Avg | +18.74% |
| Current VS 5Y Avg | +18.74% |
HIG Quick Ratio Metrics
| Quick Ratio | 17.65 |
| Quick Ratio Avg TTM | 17.17 |
| Quick Ratio Avg 3Y | 14.87 |
| Current VS TTM Avg | +2.80% |
| Current VS 3Y Avg | +18.74% |
| Current VS 5Y Avg | +18.74% |
HIG ROIC Metrics
| ROIC | 28.21% |
| ROIC Avg 3Y | 15.25% |
| ROIC Avg 5Y | 13.15% |
| Current VS 3Y Avg | +84.95% |
| Current VS 5Y Avg | +114.47% |
| Current VS 10Y Avg | +183.62% |
HIG Return on Assets Metrics
| ROA | 4.46 |
| ROA Avg TTM | 4.15 |
| ROA Avg 3Y | 3.59 |
| Current VS TTM Avg | +7.47% |
| Current VS 3Y Avg | +24.23% |
| Current VS 5Y Avg | +35.15% |
HIG Return on Equity Metrics
| ROE | 20.21 |
| ROE Avg TTM | 19.57 |
| ROE Avg 3Y | 17.20 |
| Current VS TTM Avg | +3.30% |
| Current VS 3Y Avg | +17.48% |
| Current VS 5Y Avg | +32.58% |
HIG Net Profit Margin Metrics
| Net Profit Margin | 13.57% |
| Net Profit Margin Avg TTM | 12.68% |
| Net Profit Margin Avg 3Y | 10.99% |
| Current VS TTM Avg | +7.02% |
| Current VS 3Y Avg | +23.45% |
| Current VS 5Y Avg | +28.28% |
Last Updated: Tuesday, June 9, 2026
About The Hartford Financial Services Group, Inc.
The Hartford Financial Services Group, Inc., founded in 1810 and headquartered in Hartford, Connecticut, operates globally, providing a comprehensive array of insurance and financial services to individual and business clients in the United States, United Kingdom, and other international markets. Its Commercial Lines division delivers a full suite of property, casualty, and specialty insurance offerings, including workers' compensation, automobile, general liability, umbrella, various bond types, marine, livestock, and reinsurance. This segment also provides tailored risk management and insurance solutions like professional liability and surety, distributed through a wide network including regional offices, branches, sales and service centers, independent agents, brokers, wholesale channels, and reinsurance brokers. The Personal Lines segment caters to individuals with automobile, homeowners, and personal umbrella coverages, made available directly to consumers and through independent agents. Separately, Property & Casualty Other Operations addresses specific liabilities such as asbestos and environmental exposures. The Group Benefits segment supplies group life, disability, and other collective insurance products to employer groups, associations, and affinity organizations, either directly or by reinsuring other carriers. These offerings include both employer-paid and voluntary options, as well as disability underwriting, administration, and claims processing for self-funded plans and integrated leave management solutions. Distribution for this segment occurs through brokers, consultants, third-party administrators, trade associations, and private exchanges. Finally, Hartford Funds offers investment products designed for retail and retirement accounts, including exchange-traded products, distributed via broker-dealers, independent financial advisors, defined contribution platforms, financial consultants, bank trust departments, and registered investment advisors. This segment also provides essential investment management and administrative services, from product design to oversight.
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- CEO
- Christopher Jerome Swift