Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 0.69% is 23% below its 5-year average of 0.89%, near the low end of its 5-year range (0.50%–2.66%).
As of the fiscal period ended Tuesday, June 30, 2026. 1.95% below its 12-month average of 0.70%.
Reported quarterly debt to assets ratio; no daily interpolation. Q4 FY2026 (2026-06-30): 0.69%.
DEBT TO ASSETS RATIO
0.69%
DEBT TO ASSETS RATIO AVG TTM
0.70%
DEBT TO ASSETS RATIO AVG 3Y
0.95%
DEBT TO ASSETS RATIO AVG 5Y
0.89%
DEBT TO ASSETS RATIO AVG 10Y
1.05%
DEBT TO ASSETS RATIO AVG 15Y
4.76%
DEBT TO ASSETS RATIO AVG 20Y
7.84%
CURRENT VS TTM AVG
-1.95%
CURRENT VS 3Y AVG
-27.99%
CURRENT VS 5Y AVG
-22.95%
CURRENT VS 10Y AVG
-34.93%
CURRENT VS 15Y AVG
-85.60%
CURRENT VS 20Y AVG
-91.26%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 467 covered companies
CURRENT VS SECTOR MEDIAN
+1270.06%
vs the sector median at left
Home Federal Bancorp, Inc. of Louisiana
Market Cap
$76.58M
Debt to Assets Ratio
0.69%
TTM Avg
0.70%
3Y Avg
0.95%
5Y Avg
0.89%
Market Cap
$76.17M
Debt to Assets Ratio
0.05%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$77.41M
Debt to Assets Ratio
0.52%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$80.84M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$83.91M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$68.88M
Debt to Assets Ratio
0.03%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$84.60M
Debt to Assets Ratio
0.60%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Home Federal Bancorp, Inc. of Louisiana (HFBL) | $76.58M | 0.69% | 0.70% | 0.95% | 0.89% |
| AmeriServ Financial, Inc. (ASRV)vs › | $76.17M | 0.05% | N/A | N/A | N/A |
| Advanced Flower Capital Inc. (AFCG)vs › | $77.41M | 0.52% | N/A | N/A | N/A |
| BTCS Inc. (BTCS)vs › | $75.41M | 0.15% | N/A | N/A | N/A |
| Medallion Bank (MBNKO)vs › | $74.59M | N/A | N/A | N/A | N/A |
| Hennessy Advisors, Inc. (HNNA)vs › | $80.84M | 0.00% | N/A | N/A | N/A |
| Central Plains Bancshares, Inc. Common Stock (CPBI)vs › | $83.91M | 0.00% | N/A | N/A | N/A |
| Catalyst Bancorp, Inc. (CLST)vs › | $68.88M | 0.03% | N/A | N/A | N/A |
| BCP Investment Corporation (BCIC)vs › | $84.60M | 0.60% | N/A | N/A | N/A |
| JATT II Acquisition Corp. (JATT)vs › | $84.74M | N/A | N/A | N/A | N/A |
Debt/Assets
0.7%
Debt/Equity
0.08
Current ratio and interest coverage is unavailable for Home Federal Bancorp, Inc. of Louisiana: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 0.69% |
| 2026-03-31 | 0.87% |
| 2025-12-31 | 0.64% |
| 2025-09-30 | 0.64% |
| 2025-06-30 | 0.66% |
| 2025-03-31 | 0.65% |
| 2024-12-31 | 0.66% |
| 2024-09-30 | 0.88% |
| 2024-06-30 | 1.10% |
| 2024-03-31 | 1.32% |
| 2023-12-31 | 2.30% |
| 2023-09-30 | 2.03% |
| 2023-06-30 | 1.29% |
| 2023-03-31 | 2.66% |
| 2022-12-31 | 1.28% |
| 2022-09-30 | 1.23% |
| 2022-06-30 | 0.54% |
| 2022-03-31 | 0.61% |
| 2021-12-31 | 0.74% |
| 2021-09-30 | 0.50% |
| 2021-06-30 | 0.58% |
| 2021-03-31 | 0.60% |
| 2020-12-31 | 0.80% |
| 2020-09-30 | 0.62% |
| 2020-06-30 | 0.65% |
| 2020-03-31 | 0.64% |
| 2019-12-31 | 0.53% |
| 2019-09-30 | 0.50% |
| 2019-06-30 | 0.41% |
| 2019-03-31 | 0.33% |
| 2018-12-31 | 0.46% |
| 2018-09-30 | 1.53% |
| 2018-06-30 | 2.83% |
| 2018-03-31 | 4.05% |
| 2017-12-31 | 5.37% |
| 2017-09-30 | 8.33% |
| 2017-06-30 | 11.46% |
| 2017-03-31 | 10.26% |
| 2016-12-31 | 13.10% |
| 2016-09-30 | 10.96% |
| 2016-06-30 | 12.59% |
| 2016-03-31 | 7.51% |
| 2015-12-31 | 7.70% |
| 2015-09-30 | 7.20% |
| 2015-06-30 | 10.39% |
| 2015-03-31 | 10.75% |
| 2015-02-05 | 14.16% |
| 2014-09-30 | 12.80% |
| 2014-06-30 | 3.91% |
| 2014-03-31 | 6.03% |
| 2013-12-31 | 6.46% |
| 2013-09-30 | 5.58% |
| 2013-06-30 | 8.00% |
| 2013-03-31 | 10.95% |
| 2012-12-31 | 11.10% |
| 2012-09-30 | 9.72% |
| 2012-06-30 | 7.92% |
| 2012-03-31 | 11.00% |
| 2011-12-31 | 10.15% |
| 2011-09-30 | 9.42% |
| 2011-06-30 | 11.53% |
| 2011-03-31 | 11.01% |
| 2010-12-31 | 12.32% |
| 2010-09-30 | 14.48% |
| 2010-06-30 | 17.02% |
| 2010-03-31 | 19.93% |
| 2009-12-31 | 24.70% |
| 2009-09-30 | 23.52% |
| 2009-06-30 | 23.26% |
| 2009-03-31 | 24.08% |
| 2008-12-31 | 26.25% |
| 2008-09-30 | 22.60% |
| 2008-06-30 | 19.52% |
| 2008-03-31 | 19.57% |
| 2007-12-31 | 12.53% |
| 2007-09-30 | 13.49% |
| 2007-06-30 | 10.41% |
| 2007-03-31 | 12.52% |
| 2006-12-31 | 13.18% |
| 2006-09-30 | 12.74% |
| 2006-06-30 | 11.77% |
| 2006-03-31 | 8.09% |
| 2005-12-31 | 8.83% |
| 2005-09-30 | 6.82% |
| 2005-06-30 | 7.54% |
| 2005-03-31 | 7.28% |
| 2004-12-31 | 7.73% |
| 2004-09-30 | 9.28% |
