Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 7.35%.
YIELD ON COST (YOC)
7.35%
HBANM now pays $1.43 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 5 years ago(2021-10-05) | $26.00 | 5.50% |
| 3 years ago(2023-10-04) | $19.15 | 7.47% |
| 1 year ago(2025-10-06) | $23.61 | 6.06% |
| Buying today(at $19.49) | $19.49 | 7.35% |
Projection: starting from today's 7.35% yield, assuming the dividend keeps compounding at 25.8% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
7.35%
In 3 years
14.62%
In 5 years
23.11%
In 10 years
72.66%
Try your own purchase price, dividend and growth rate for Huntington Bancshares Incorporated (HBANM).
Starting Yield
7.34%
Ending YOC
23.27%
Year 15 Dividend
$4.54
Cum. Dividends Recd.
$41.93
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.43 | N/A | 7.34% | $0.00 |
| Year 1 | $1.54 | +8.00% | 7.92% | $1.54 |
| Year 2 | $1.67 | +8.00% | 8.56% | $3.21 |
| Year 3 | $1.80 | +8.00% | 9.24% | $5.01 |
| Year 4 | $1.95 | +8.00% | 9.98% | $6.96 |
| Year 5 | $2.10 | +8.00% | 10.78% | $9.06 |
| Year 6 | $2.27 | +8.00% | 11.64% | $11.33 |
| Year 7 | $2.45 | +8.00% | 12.57% | $13.78 |
| Year 8 | $2.65 | +8.00% | 13.58% | $16.43 |
| Year 9 | $2.86 | +8.00% | 14.67% | $19.29 |
| Year 10 | $3.09 | +8.00% | 15.84% | $22.37 |
| Year 11 | $3.33 | +8.00% | 17.11% | $25.71 |
| Year 12 | $3.60 | +8.00% | 18.48% | $29.31 |
| Year 13 | $3.89 | +8.00% | 19.95% | $33.20 |
| Year 14 | $4.20 | +8.00% | 21.55% | $37.40 |
| Year 15 | $4.54 | +8.00% | 23.27% | $41.93 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
