Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 3.52%.
YIELD ON COST (YOC)
3.52%
HAFC now pays $1.11 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $26.32 | 4.22% |
| 5 years ago(2021-09-30) | $20.06 | 5.53% |
| 3 years ago(2023-10-03) | $15.74 | 7.05% |
| 1 year ago(2025-10-07) | $24.89 | 4.46% |
| Buying today(at $31.64) | $31.64 | 3.52% |
Projection: starting from today's 3.52% yield, assuming the dividend keeps compounding at 19.0% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
3.52%
In 3 years
5.93%
In 5 years
8.38%
In 10 years
19.93%
Try your own purchase price, dividend and growth rate for Hanmi Financial Corporation (HAFC).
Starting Yield
3.51%
Ending YOC
31.43%
Year 15 Dividend
$9.94
Cum. Dividends Recd.
$64.96
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.11 | N/A | 3.51% | $0.00 |
| Year 1 | $1.28 | +15.74% | 4.06% | $1.28 |
| Year 2 | $1.49 | +15.74% | 4.70% | $2.77 |
| Year 3 | $1.72 | +15.74% | 5.44% | $4.49 |
| Year 4 | $1.99 | +15.74% | 6.29% | $6.48 |
| Year 5 | $2.31 | +15.74% | 7.29% | $8.79 |
| Year 6 | $2.67 | +15.74% | 8.43% | $11.46 |
| Year 7 | $3.09 | +15.74% | 9.76% | $14.55 |
| Year 8 | $3.57 | +15.74% | 11.30% | $18.12 |
| Year 9 | $4.14 | +15.74% | 13.07% | $22.26 |
| Year 10 | $4.79 | +15.74% | 15.13% | $27.05 |
| Year 11 | $5.54 | +15.74% | 17.51% | $32.59 |
| Year 12 | $6.41 | +15.74% | 20.27% | $39.00 |
| Year 13 | $7.42 | +15.74% | 23.46% | $46.42 |
| Year 14 | $8.59 | +15.74% | 27.15% | $55.02 |
| Year 15 | $9.94 | +15.74% | 31.43% | $64.96 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute