Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 1.19%.
YIELD ON COST (YOC)
1.19%
GCBC now pays $0.41 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-09-30) | $8.34 | 4.92% |
| 5 years ago(2021-10-04) | $17.40 | 2.36% |
| 3 years ago(2023-10-05) | $23.95 | 1.71% |
| 1 year ago(2025-10-09) | $22.44 | 1.83% |
| Buying today(at $34.39) | $34.39 | 1.19% |
Projection: starting from today's 1.19% yield, assuming the dividend keeps compounding at 11.1% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
1.19%
In 3 years
1.63%
In 5 years
2.02%
In 10 years
3.40%
Try your own purchase price, dividend and growth rate for Greene County Bancorp, Inc. (GCBC).
Starting Yield
1.19%
Ending YOC
5.37%
Year 15 Dividend
$1.85
Cum. Dividends Recd.
$15.06
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $0.41 | N/A | 1.19% | $0.00 |
| Year 1 | $0.45 | +10.56% | 1.32% | $0.45 |
| Year 2 | $0.50 | +10.56% | 1.46% | $0.95 |
| Year 3 | $0.55 | +10.56% | 1.61% | $1.51 |
| Year 4 | $0.61 | +10.56% | 1.78% | $2.12 |
| Year 5 | $0.68 | +10.56% | 1.97% | $2.80 |
| Year 6 | $0.75 | +10.56% | 2.18% | $3.55 |
| Year 7 | $0.83 | +10.56% | 2.41% | $4.38 |
| Year 8 | $0.92 | +10.56% | 2.66% | $5.29 |
| Year 9 | $1.01 | +10.56% | 2.94% | $6.30 |
| Year 10 | $1.12 | +10.56% | 3.25% | $7.42 |
| Year 11 | $1.24 | +10.56% | 3.60% | $8.66 |
| Year 12 | $1.37 | +10.56% | 3.98% | $10.03 |
| Year 13 | $1.51 | +10.56% | 4.40% | $11.54 |
| Year 14 | $1.67 | +10.56% | 4.86% | $13.21 |
| Year 15 | $1.85 | +10.56% | 5.37% | $15.06 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
