Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 2.27%.
YIELD ON COST (YOC)
2.27%
FXNC now pays $0.68 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-06) | $11.22 | 6.06% |
| 5 years ago(2021-10-04) | $22.82 | 2.98% |
| 3 years ago(2023-10-05) | $17.66 | 3.85% |
| 1 year ago(2025-10-09) | $22.35 | 3.04% |
| Buying today(at $30.05) | $30.05 | 2.27% |
Projection: starting from today's 2.27% yield, assuming the dividend keeps compounding at 7.2% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
2.27%
In 3 years
2.80%
In 5 years
3.22%
In 10 years
4.57%
Try your own purchase price, dividend and growth rate for First National Corporation (FXNC).
Starting Yield
2.26%
Ending YOC
6.80%
Year 15 Dividend
$2.04
Cum. Dividends Recd.
$19.28
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $0.68 | N/A | 2.26% | $0.00 |
| Year 1 | $0.73 | +7.61% | 2.44% | $0.73 |
| Year 2 | $0.79 | +7.61% | 2.62% | $1.52 |
| Year 3 | $0.85 | +7.61% | 2.82% | $2.37 |
| Year 4 | $0.91 | +7.61% | 3.03% | $3.28 |
| Year 5 | $0.98 | +7.61% | 3.27% | $4.26 |
| Year 6 | $1.06 | +7.61% | 3.51% | $5.32 |
| Year 7 | $1.14 | +7.61% | 3.78% | $6.45 |
| Year 8 | $1.22 | +7.61% | 4.07% | $7.67 |
| Year 9 | $1.32 | +7.61% | 4.38% | $8.99 |
| Year 10 | $1.42 | +7.61% | 4.71% | $10.41 |
| Year 11 | $1.52 | +7.61% | 5.07% | $11.93 |
| Year 12 | $1.64 | +7.61% | 5.46% | $13.57 |
| Year 13 | $1.76 | +7.61% | 5.87% | $15.33 |
| Year 14 | $1.90 | +7.61% | 6.32% | $17.23 |
| Year 15 | $2.04 | +7.61% | 6.80% | $19.28 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
