Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 1.27% is 40% below its 5-year average of 2.11%, near the low end of its 5-year range (1.10%–12.58%).
As of the fiscal period ended Tuesday, June 30, 2026. 7.07% above its 12-month average of 1.19%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 1.27%.
DEBT TO ASSETS RATIO
1.27%
DEBT TO ASSETS RATIO AVG TTM
1.19%
DEBT TO ASSETS RATIO AVG 3Y
1.21%
DEBT TO ASSETS RATIO AVG 5Y
2.11%
DEBT TO ASSETS RATIO AVG 10Y
2.89%
DEBT TO ASSETS RATIO AVG 15Y
N/A
DEBT TO ASSETS RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+7.07%
CURRENT VS 3Y AVG
+4.88%
CURRENT VS 5Y AVG
-39.70%
CURRENT VS 10Y AVG
-55.97%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 427 covered companies
CURRENT VS SECTOR MEDIAN
+2448.16%
vs the sector median at left
FVCBankcorp, Inc.
Market Cap
$318.54M
Debt to Assets Ratio
1.27%
TTM Avg
1.19%
3Y Avg
1.21%
5Y Avg
2.11%
Market Cap
$319.87M
Debt to Assets Ratio
0.04%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$316.61M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$323.62M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$323.68M
Debt to Assets Ratio
0.04%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$324.16M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$325.24M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$310.74M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| FVCBankcorp, Inc. (FVCB) | $318.54M | 1.27% | 1.19% | 1.21% | 2.11% |
| Fidelity D & D Bancorp, Inc. (FDBC)vs › | $319.87M | 0.04% | N/A | N/A | N/A |
| Lionheart Holdings (CUB)vs › | $320.37M | 0.00% | N/A | N/A | N/A |
| Archimedes Tech SPAC Partners II Co. Ordinary Shares (ATII)vs › | $316.61M | 0.00% | N/A | N/A | N/A |
| Aldel Financial II Inc. (ALDF)vs › | $323.62M | 0.00% | N/A | N/A | N/A |
| C&F Financial Corporation (CFFI)vs › | $323.68M | 0.04% | N/A | N/A | N/A |
| Evolution Global Acquisition Corp Class A Ordinary Shares (EVOX)vs › | $324.16M | 0.00% | N/A | N/A | N/A |
| B&R Technology Merger Corp. Class A (BRTM)vs › | $325.24M | N/A | N/A | N/A | N/A |
| D. Boral Acquisition I Corp. Class A Ordinary Shares (DBCA)vs › | $310.74M | N/A | N/A | N/A | N/A |
| DeFi Development Corp. (CHAD)vs › | $308.59M | N/A | N/A | N/A | N/A |
Debt/Assets
1.3%
Debt/Equity
0.11
Current ratio and interest coverage is unavailable for FVCBankcorp, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 1.27% |
| 2026-03-31 | 1.31% |
| 2025-12-31 | 1.10% |
| 2025-09-30 | 1.10% |
| 2025-06-30 | 1.16% |
| 2025-03-31 | 1.16% |
| 2024-12-31 | 3.47% |
| 2024-09-30 | 1.19% |
| 2024-06-30 | 1.22% |
| 2024-03-31 | 1.30% |
| 2023-12-31 | 5.20% |
| 2023-09-30 | 1.27% |
| 2023-06-30 | 1.26% |
| 2023-03-31 | 1.28% |
| 2022-12-31 | 12.58% |
| 2022-09-30 | 4.78% |
| 2022-06-30 | 7.37% |
| 2022-03-31 | 2.65% |
| 2021-12-31 | 2.52% |
| 2021-09-30 | 2.80% |
| 2021-06-30 | 4.09% |
| 2021-03-31 | 4.30% |
| 2020-12-31 | 4.46% |
| 2020-09-30 | 4.29% |
| 2020-06-30 | 3.49% |
| 2020-03-31 | 3.93% |
| 2019-12-31 | 4.11% |
| 2019-09-30 | 3.41% |
| 2019-06-30 | 2.47% |
| 2019-03-31 | 2.58% |
| 2018-12-31 | 1.81% |
| 2018-09-30 | 3.35% |
| 2018-06-30 | 2.14% |
| 2018-03-31 | 3.42% |
| 2017-12-31 | 2.31% |
| 2017-09-30 | 5.20% |
| 2017-06-30 | 2.92% |
| 2017-03-31 | 2.63% |
| 2016-12-31 | 5.64% |
| 2015-12-31 | 4.84% |
| 2015-06-30 | 0.68% |
| 2015-03-31 | 0.00% |
| 2014-12-31 | 10.75% |
| 2014-09-30 | 0.00% |
| 2014-06-30 | 0.00% |
| 2014-03-31 | 0.00% |
| 2013-12-31 | 5.13% |
| 2013-09-30 | 0.00% |
| 2013-06-30 | 0.00% |
| 2012-12-31 | 1.18% |
