Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 1.78%.
YIELD ON COST (YOC)
1.78%
FUSB now pays $0.28 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-06) | $10.71 | 2.61% |
| 5 years ago(2021-10-04) | $10.55 | 2.65% |
| 3 years ago(2023-10-05) | $8.50 | 3.29% |
| 1 year ago(2025-10-09) | $12.33 | 2.27% |
| Buying today(at $16.41) | $16.41 | 1.78% |
Projection: starting from today's 1.78% yield, assuming the dividend keeps compounding at 23.6% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
1.78%
In 3 years
3.36%
In 5 years
5.13%
In 10 years
14.78%
Try your own purchase price, dividend and growth rate for First US Bancshares, Inc. (FUSB).
Starting Yield
1.71%
Ending YOC
21.69%
Year 15 Dividend
$3.56
Cum. Dividends Recd.
$21.03
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $0.28 | N/A | 1.71% | $0.00 |
| Year 1 | $0.33 | +18.47% | 2.02% | $0.33 |
| Year 2 | $0.39 | +18.47% | 2.39% | $0.72 |
| Year 3 | $0.47 | +18.47% | 2.84% | $1.19 |
| Year 4 | $0.55 | +18.47% | 3.36% | $1.74 |
| Year 5 | $0.65 | +18.47% | 3.98% | $2.40 |
| Year 6 | $0.77 | +18.47% | 4.72% | $3.17 |
| Year 7 | $0.92 | +18.47% | 5.59% | $4.09 |
| Year 8 | $1.09 | +18.47% | 6.62% | $5.17 |
| Year 9 | $1.29 | +18.47% | 7.84% | $6.46 |
| Year 10 | $1.52 | +18.47% | 9.29% | $7.99 |
| Year 11 | $1.81 | +18.47% | 11.01% | $9.79 |
| Year 12 | $2.14 | +18.47% | 13.04% | $11.93 |
| Year 13 | $2.54 | +18.47% | 15.45% | $14.47 |
| Year 14 | $3.00 | +18.47% | 18.30% | $17.47 |
| Year 15 | $3.56 | +18.47% | 21.69% | $21.03 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
