Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 3.14% is 21% above its 5-year average of 2.58%, around the middle of its 5-year range (0.94%–5.14%).
As of the fiscal period ended Tuesday, June 30, 2026. 33.59% above its 12-month average of 2.35%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 3.14%.
DEBT TO ASSETS RATIO
3.14%
DEBT TO ASSETS RATIO AVG TTM
2.35%
DEBT TO ASSETS RATIO AVG 3Y
2.61%
DEBT TO ASSETS RATIO AVG 5Y
2.58%
DEBT TO ASSETS RATIO AVG 10Y
2.29%
DEBT TO ASSETS RATIO AVG 15Y
1.93%
DEBT TO ASSETS RATIO AVG 20Y
2.28%
CURRENT VS TTM AVG
+33.59%
CURRENT VS 3Y AVG
+20.04%
CURRENT VS 5Y AVG
+21.38%
CURRENT VS 10Y AVG
+36.94%
CURRENT VS 15Y AVG
+62.36%
CURRENT VS 20Y AVG
+37.48%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 607 covered companies
CURRENT VS SECTOR MEDIAN
+6170.72%
vs the sector median at left
First US Bancshares, Inc.
Market Cap
$91.36M
Debt to Assets Ratio
3.14%
TTM Avg
2.35%
3Y Avg
2.61%
5Y Avg
2.58%
Market Cap
$91.51M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$90.49M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$92.37M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$90.05M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$93.19M
Debt to Assets Ratio
0.15%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$93.71M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$94.36M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$94.44M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First US Bancshares, Inc. (FUSB) | $91.36M | 3.14% | 2.35% | 2.61% | 2.58% |
| Research Alliance Corp. Iv (RACD)vs › | $91.51M | N/A | N/A | N/A | N/A |
| Miluna Acquisition Corp Class A Ordinary Share (MMTX)vs › | $90.49M | 0.00% | N/A | N/A | N/A |
| Fifth District Savings Bank (FDSB)vs › | $92.37M | 0.00% | N/A | N/A | N/A |
| Origin Investment Corp I Ordinary Shares (ORIQ)vs › | $90.05M | 0.00% | N/A | N/A | N/A |
| First Northwest Bancorp (FNWB)vs › | $93.19M | 0.15% | N/A | N/A | N/A |
| Auburn National Bancorporation, Inc. (AUBN)vs › | $93.71M | 0.00% | N/A | N/A | N/A |
| JATT III Acquisition Corp (JTTT)vs › | $94.36M | N/A | N/A | N/A | N/A |
| Lakeshore Acquisition III Corp. (LCCC)vs › | $94.44M | 0.00% | N/A | N/A | N/A |
| Eureka Acquisition Corp Class A Ordinary Share (EURK)vs › | $88.11M | 0.06% | N/A | N/A | N/A |
Debt/Assets
3.1%
Debt/Equity
0.35
Current ratio and interest coverage is unavailable for First US Bancshares, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 3.14% |
| 2026-03-31 | 0.94% |
| 2025-12-31 | 0.95% |
| 2025-09-30 | 2.70% |
| 2025-06-30 | 4.02% |
| 2025-03-31 | 4.96% |
| 2024-12-31 | 1.90% |
| 2024-09-30 | 0.99% |
| 2024-06-30 | 2.38% |
| 2024-03-31 | 2.41% |
| 2023-12-31 | 1.94% |
| 2023-09-30 | 3.83% |
| 2023-06-30 | 3.82% |
| 2023-03-31 | 3.48% |
| 2022-12-31 | 3.09% |
| 2022-09-30 | 5.14% |
| 2022-06-30 | 2.17% |
| 2022-03-31 | 2.14% |
| 2021-12-31 | 2.16% |
| 2021-09-30 | 1.05% |
| 2021-06-30 | 1.06% |
| 2021-03-31 | 1.08% |
| 2020-12-31 | 1.12% |
| 2020-09-30 | 1.18% |
| 2020-06-30 | 1.22% |
| 2020-03-31 | 1.29% |
| 2019-12-31 | 1.27% |
| 2019-09-30 | 0.03% |
| 2019-06-30 | 0.01% |
| 2019-03-31 | 0.00% |
| 2018-12-31 | 0.07% |
| 2018-09-30 | 0.02% |
| 2018-06-30 | 3.22% |
| 2018-03-31 | 3.24% |
| 2017-12-31 | 4.09% |
| 2017-09-30 | 3.36% |
| 2017-06-30 | 3.36% |
| 2017-03-31 | 4.15% |
| 2016-12-31 | 4.14% |
| 2016-09-30 | 3.39% |
| 2016-06-30 | 3.39% |
| 2016-03-31 | 0.95% |
| 2015-12-31 | 2.15% |
| 2015-09-30 | 0.21% |
| 2015-06-30 | 1.07% |
| 2015-03-31 | 1.01% |
| 2014-12-31 | 0.95% |
| 2014-09-30 | 1.02% |
| 2014-06-30 | 0.99% |
| 2014-03-31 | 1.01% |
| 2013-12-31 | 1.09% |
| 2013-09-30 | 1.21% |
| 2013-06-30 | 0.08% |
| 2013-03-31 | 0.07% |
| 2012-12-31 | 0.11% |
| 2012-09-30 | 0.23% |
| 2012-06-30 | 0.12% |
| 2012-03-31 | 1.66% |
| 2011-12-31 | 3.33% |
| 2011-09-30 | 3.34% |
| 2011-06-30 | 3.34% |
| 2011-03-31 | 4.87% |
| 2010-12-31 | 4.94% |
| 2010-09-30 | 6.70% |
| 2010-06-30 | 8.08% |
| 2010-03-31 | 8.13% |
| 2009-12-31 | 12.38% |
| 2009-09-30 | 14.49% |
| 2009-06-30 | 13.23% |
| 2009-03-31 | 13.44% |
| 2008-12-31 | 13.82% |
| 2008-09-30 | 13.74% |
| 2008-06-30 | 13.82% |
| 2008-03-31 | 14.64% |
| 2007-12-31 | 13.45% |
| 2007-09-30 | 12.09% |
| 2007-06-30 | 12.00% |
| 2007-03-31 | 11.95% |
| 2006-12-31 | 13.82% |
| 2006-09-30 | 13.87% |
| 2006-06-30 | 13.03% |
| 2006-03-31 | 14.81% |
| 2005-12-31 | 14.62% |
| 2005-09-30 | 14.64% |
| 2005-06-30 | 15.62% |
| 2005-03-31 | 15.06% |
| 2004-12-31 | 15.45% |
| 2004-09-30 | 18.47% |
| 2004-06-30 | 17.80% |
| 2004-03-31 | 17.46% |
| 2003-12-31 | 17.34% |
| 2003-09-30 | 18.58% |
| 2003-06-30 | 18.12% |
| 2003-03-31 | 19.50% |
| 2002-12-31 | 20.22% |
| 2002-09-30 | 21.68% |
