Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 2.40%.
YIELD ON COST (YOC)
2.40%
FUNC now pays $1.04 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $12.17 | 8.55% |
| 5 years ago(2021-09-30) | $18.60 | 5.59% |
| 3 years ago(2023-10-03) | $16.12 | 6.45% |
| 1 year ago(2025-10-07) | $36.54 | 2.85% |
| Buying today(at $43.62) | $43.62 | 2.40% |
Projection: starting from today's 2.40% yield, assuming the dividend keeps compounding at 12.2% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
2.40%
In 3 years
3.39%
In 5 years
4.27%
In 10 years
7.60%
Try your own purchase price, dividend and growth rate for First United Corporation (FUNC).
Starting Yield
2.38%
Ending YOC
13.21%
Year 15 Dividend
$5.76
Cum. Dividends Recd.
$43.77
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.04 | N/A | 2.38% | $0.00 |
| Year 1 | $1.17 | +12.09% | 2.67% | $1.17 |
| Year 2 | $1.31 | +12.09% | 3.00% | $2.47 |
| Year 3 | $1.46 | +12.09% | 3.36% | $3.94 |
| Year 4 | $1.64 | +12.09% | 3.76% | $5.58 |
| Year 5 | $1.84 | +12.09% | 4.22% | $7.42 |
| Year 6 | $2.06 | +12.09% | 4.73% | $9.48 |
| Year 7 | $2.31 | +12.09% | 5.30% | $11.79 |
| Year 8 | $2.59 | +12.09% | 5.94% | $14.39 |
| Year 9 | $2.90 | +12.09% | 6.66% | $17.29 |
| Year 10 | $3.26 | +12.09% | 7.46% | $20.55 |
| Year 11 | $3.65 | +12.09% | 8.37% | $24.20 |
| Year 12 | $4.09 | +12.09% | 9.38% | $28.29 |
| Year 13 | $4.59 | +12.09% | 10.51% | $32.87 |
| Year 14 | $5.14 | +12.09% | 11.78% | $38.01 |
| Year 15 | $5.76 | +12.09% | 13.21% | $43.77 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
