Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 2.59%.
YIELD ON COST (YOC)
2.59%
FSBW now pays $1.15 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-06) | $14.21 | 8.09% |
| 5 years ago(2021-10-04) | $34.84 | 3.30% |
| 3 years ago(2023-10-05) | $29.12 | 3.95% |
| 1 year ago(2025-10-03) | $40.04 | 2.87% |
| Buying today(at $44.41) | $44.41 | 2.59% |
Projection: starting from today's 2.59% yield, assuming the dividend keeps compounding at 24.6% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
2.59%
In 3 years
5.01%
In 5 years
7.79%
In 10 years
23.45%
Try your own purchase price, dividend and growth rate for FS Bancorp, Inc. (FSBW).
Starting Yield
2.59%
Ending YOC
84.14%
Year 15 Dividend
$37.36
Cum. Dividends Recd.
$174.86
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.15 | N/A | 2.59% | $0.00 |
| Year 1 | $1.45 | +26.12% | 3.27% | $1.45 |
| Year 2 | $1.83 | +26.12% | 4.12% | $3.28 |
| Year 3 | $2.31 | +26.12% | 5.20% | $5.59 |
| Year 4 | $2.91 | +26.12% | 6.55% | $8.50 |
| Year 5 | $3.67 | +26.12% | 8.26% | $12.17 |
| Year 6 | $4.63 | +26.12% | 10.42% | $16.79 |
| Year 7 | $5.84 | +26.12% | 13.14% | $22.63 |
| Year 8 | $7.36 | +26.12% | 16.58% | $29.99 |
| Year 9 | $9.28 | +26.12% | 20.91% | $39.28 |
| Year 10 | $11.71 | +26.12% | 26.37% | $50.99 |
| Year 11 | $14.77 | +26.12% | 33.26% | $65.75 |
| Year 12 | $18.63 | +26.12% | 41.94% | $84.38 |
| Year 13 | $23.49 | +26.12% | 52.90% | $107.87 |
| Year 14 | $29.63 | +26.12% | 66.72% | $137.50 |
| Year 15 | $37.36 | +26.12% | 84.14% | $174.86 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
