Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 2.13%.
YIELD ON COST (YOC)
2.13%
FRAF now pays $1.34 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $24.35 | 5.50% |
| 5 years ago(2021-09-30) | $31.77 | 4.22% |
| 3 years ago(2023-10-03) | $28.48 | 4.71% |
| 1 year ago(2025-10-07) | $45.63 | 2.94% |
| Buying today(at $63.73) | $63.73 | 2.13% |
Projection: starting from today's 2.13% yield, assuming the dividend keeps compounding at 1.1% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
2.13%
In 3 years
2.20%
In 5 years
2.26%
In 10 years
2.39%
Try your own purchase price, dividend and growth rate for Franklin Financial Services Corporation (FRAF).
Starting Yield
2.10%
Ending YOC
2.74%
Year 15 Dividend
$1.74
Cum. Dividends Recd.
$23.20
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.34 | N/A | 2.10% | $0.00 |
| Year 1 | $1.36 | +1.77% | 2.14% | $1.36 |
| Year 2 | $1.39 | +1.77% | 2.18% | $2.75 |
| Year 3 | $1.41 | +1.77% | 2.22% | $4.16 |
| Year 4 | $1.44 | +1.77% | 2.26% | $5.60 |
| Year 5 | $1.46 | +1.77% | 2.30% | $7.06 |
| Year 6 | $1.49 | +1.77% | 2.34% | $8.55 |
| Year 7 | $1.52 | +1.77% | 2.38% | $10.07 |
| Year 8 | $1.54 | +1.77% | 2.42% | $11.61 |
| Year 9 | $1.57 | +1.77% | 2.46% | $13.18 |
| Year 10 | $1.60 | +1.77% | 2.51% | $14.78 |
| Year 11 | $1.63 | +1.77% | 2.55% | $16.40 |
| Year 12 | $1.65 | +1.77% | 2.60% | $18.06 |
| Year 13 | $1.68 | +1.77% | 2.64% | $19.74 |
| Year 14 | $1.71 | +1.77% | 2.69% | $21.45 |
| Year 15 | $1.74 | +1.77% | 2.74% | $23.20 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
