Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 1.15%.
YIELD ON COST (YOC)
1.15%
FNWD now pays $0.48 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-05) | $33.00 | 1.45% |
| 5 years ago(2021-10-01) | $41.05 | 1.17% |
| 3 years ago(2023-10-04) | $20.75 | 2.31% |
| 1 year ago(2025-10-08) | $31.96 | 1.50% |
| Buying today(at $42.17) | $42.17 | 1.15% |
Projection: starting from today's 1.15% yield, assuming the dividend keeps compounding at -21.3% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
1.15%
In 3 years
0.56%
In 5 years
0.35%
In 10 years
0.11%
Try your own purchase price, dividend and growth rate for Finward Bancorp (FNWD).
Starting Yield
1.14%
Ending YOC
0.07%
Year 15 Dividend
$0.03
Cum. Dividends Recd.
$2.16
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $0.48 | N/A | 1.14% | $0.00 |
| Year 1 | $0.40 | -17.29% | 0.94% | $0.40 |
| Year 2 | $0.33 | -17.29% | 0.78% | $0.73 |
| Year 3 | $0.27 | -17.29% | 0.64% | $1.00 |
| Year 4 | $0.22 | -17.29% | 0.53% | $1.22 |
| Year 5 | $0.19 | -17.29% | 0.44% | $1.41 |
| Year 6 | $0.15 | -17.29% | 0.36% | $1.56 |
| Year 7 | $0.13 | -17.29% | 0.30% | $1.69 |
| Year 8 | $0.11 | -17.29% | 0.25% | $1.79 |
| Year 9 | $0.09 | -17.29% | 0.21% | $1.88 |
| Year 10 | $0.07 | -17.29% | 0.17% | $1.95 |
| Year 11 | $0.06 | -17.29% | 0.14% | $2.01 |
| Year 12 | $0.05 | -17.29% | 0.12% | $2.06 |
| Year 13 | $0.04 | -17.29% | 0.10% | $2.10 |
| Year 14 | $0.03 | -17.29% | 0.08% | $2.14 |
| Year 15 | $0.03 | -17.29% | 0.07% | $2.16 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
