Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 2.03%.
YIELD ON COST (YOC)
2.03%
FMBH now pays $1.01 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-09-30) | $27.26 | 3.71% |
| 5 years ago(2021-10-08) | $41.85 | 2.41% |
| 3 years ago(2023-09-29) | $26.56 | 3.80% |
| 1 year ago(2025-10-03) | $37.48 | 2.69% |
| Buying today(at $49.51) | $49.51 | 2.03% |
Projection: starting from today's 2.03% yield, assuming the dividend keeps compounding at 3.6% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
2.03%
In 3 years
2.26%
In 5 years
2.43%
In 10 years
2.90%
Try your own purchase price, dividend and growth rate for First Mid Bancshares, Inc. (FMBH).
Starting Yield
2.04%
Ending YOC
3.61%
Year 15 Dividend
$1.79
Cum. Dividends Recd.
$20.82
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.01 | N/A | 2.04% | $0.00 |
| Year 1 | $1.05 | +3.88% | 2.12% | $1.05 |
| Year 2 | $1.09 | +3.88% | 2.20% | $2.14 |
| Year 3 | $1.13 | +3.88% | 2.29% | $3.27 |
| Year 4 | $1.18 | +3.88% | 2.38% | $4.45 |
| Year 5 | $1.22 | +3.88% | 2.47% | $5.67 |
| Year 6 | $1.27 | +3.88% | 2.56% | $6.94 |
| Year 7 | $1.32 | +3.88% | 2.66% | $8.26 |
| Year 8 | $1.37 | +3.88% | 2.77% | $9.63 |
| Year 9 | $1.42 | +3.88% | 2.87% | $11.05 |
| Year 10 | $1.48 | +3.88% | 2.99% | $12.53 |
| Year 11 | $1.54 | +3.88% | 3.10% | $14.06 |
| Year 12 | $1.59 | +3.88% | 3.22% | $15.66 |
| Year 13 | $1.66 | +3.88% | 3.35% | $17.31 |
| Year 14 | $1.72 | +3.88% | 3.48% | $19.03 |
| Year 15 | $1.79 | +3.88% | 3.61% | $20.82 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
