Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 0.46%.
YIELD ON COST (YOC)
0.46%
FGBI now pays $0.04 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-03) | $12.21 | 0.33% |
| 5 years ago(2021-10-05) | $18.57 | 0.22% |
| 3 years ago(2023-10-06) | $10.86 | 0.37% |
| 1 year ago(2025-10-01) | $8.01 | 0.50% |
| Buying today(at $8.59) | $8.59 | 0.46% |
Projection: starting from today's 0.46% yield, assuming the dividend keeps compounding at -49.3% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
0.46%
In 3 years
0.06%
In 5 years
0.02%
In 10 years
0.00%
Try your own purchase price, dividend and growth rate for First Guaranty Bancshares, Inc. (FGBI).
Starting Yield
0.47%
Ending YOC
0.00%
Year 15 Dividend
$0.00
Cum. Dividends Recd.
$0.06
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $0.04 | N/A | 0.47% | $0.00 |
| Year 1 | $0.02 | -41.46% | 0.27% | $0.02 |
| Year 2 | $0.01 | -41.46% | 0.16% | $0.04 |
| Year 3 | $0.01 | -41.46% | 0.09% | $0.05 |
| Year 4 | $0.00 | -41.46% | 0.05% | $0.05 |
| Year 5 | $0.00 | -41.46% | 0.03% | $0.05 |
| Year 6 | $0.00 | -41.46% | 0.02% | $0.05 |
| Year 7 | $0.00 | -41.46% | 0.01% | $0.06 |
| Year 8 | $0.00 | -41.46% | 0.01% | $0.06 |
| Year 9 | $0.00 | -41.46% | 0.00% | $0.06 |
| Year 10 | $0.00 | -41.46% | 0.00% | $0.06 |
| Year 11 | $0.00 | -41.46% | 0.00% | $0.06 |
| Year 12 | $0.00 | -41.46% | 0.00% | $0.06 |
| Year 13 | $0.00 | -41.46% | 0.00% | $0.06 |
| Year 14 | $0.00 | -41.46% | 0.00% | $0.06 |
| Year 15 | $0.00 | -41.46% | 0.00% | $0.06 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
