Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 3.21%.
YIELD ON COST (YOC)
3.21%
FFBC now pays $1.01 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $21.49 | 4.70% |
| 5 years ago(2021-09-30) | $23.41 | 4.31% |
| 3 years ago(2023-10-03) | $19.33 | 5.23% |
| 1 year ago(2025-10-07) | $25.85 | 3.91% |
| Buying today(at $31.42) | $31.42 | 3.21% |
Projection: starting from today's 3.21% yield, assuming the dividend keeps compounding at 1.5% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
3.21%
In 3 years
3.36%
In 5 years
3.47%
In 10 years
3.75%
Try your own purchase price, dividend and growth rate for First Financial Bancorp. (FFBC).
Starting Yield
3.21%
Ending YOC
3.88%
Year 15 Dividend
$1.22
Cum. Dividends Recd.
$16.78
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.01 | N/A | 3.21% | $0.00 |
| Year 1 | $1.02 | +1.27% | 3.26% | $1.02 |
| Year 2 | $1.04 | +1.27% | 3.30% | $2.06 |
| Year 3 | $1.05 | +1.27% | 3.34% | $3.11 |
| Year 4 | $1.06 | +1.27% | 3.38% | $4.17 |
| Year 5 | $1.08 | +1.27% | 3.42% | $5.25 |
| Year 6 | $1.09 | +1.27% | 3.47% | $6.34 |
| Year 7 | $1.10 | +1.27% | 3.51% | $7.44 |
| Year 8 | $1.12 | +1.27% | 3.56% | $8.56 |
| Year 9 | $1.13 | +1.27% | 3.60% | $9.69 |
| Year 10 | $1.15 | +1.27% | 3.65% | $10.83 |
| Year 11 | $1.16 | +1.27% | 3.69% | $11.99 |
| Year 12 | $1.18 | +1.27% | 3.74% | $13.17 |
| Year 13 | $1.19 | +1.27% | 3.79% | $14.36 |
| Year 14 | $1.21 | +1.27% | 3.84% | $15.56 |
| Year 15 | $1.22 | +1.27% | 3.88% | $16.78 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
