Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of -8.64x is 66% below its 4-year average of -5.20x, around the middle of its 4-year range (-23.71x–14.63x).
1104.19% below its 12-month average of 0.86x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2026 (2026-06-30): 14.63x.
INTEREST COVERAGE RATIO
-8.64x
INTEREST COVERAGE RATIO AVG TTM
0.86x
INTEREST COVERAGE RATIO AVG 3Y
-5.13x
INTEREST COVERAGE RATIO AVG 5Y
-5.20x
INTEREST COVERAGE RATIO AVG 10Y
-3.82x
INTEREST COVERAGE RATIO AVG 15Y
N/A
INTEREST COVERAGE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-1104.19%
CURRENT VS 3Y AVG
-68.35%
CURRENT VS 5Y AVG
-66.13%
CURRENT VS 10Y AVG
-126.06%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
3.13x
median of 41 covered companies
CURRENT VS SECTOR MEDIAN
-376.04%
vs the sector median at left
Reliance Global Group, Inc.
Market Cap
$1.42M
Interest Coverage Ratio
-8.64x
TTM Avg
0.86x
3Y Avg
-5.13x
5Y Avg
-5.20x
Market Cap
$1.22M
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.96M
Interest Coverage Ratio
-16.08x
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$722505.00
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$124501.00
Interest Coverage Ratio
-20.88x
TTM Avg
13.72x
3Y Avg
13.72x
5Y Avg
13.72x
Market Cap
$3.02M
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Reliance Global Group, Inc. (EZRA) | $1.42M | -8.64x | 0.86x | -5.13x | -5.20x |
| Beneficient (BENF)vs › | $1.45M | N/A | N/A | N/A | N/A |
| Newbridge Acquisition Limited Class A Ordinary Share (NBRG)vs › | $1.22M | N/A | N/A | N/A | N/A |
| Nexus Advanced Technologies Inc. (NXAT)vs › | $1.96M | -16.08x | N/A | N/A | N/A |
| SHF Holdings, Inc. (SHFS)vs › | $722505.00 | N/A | N/A | N/A | N/A |
| Aurelion Inc. (AURE)vs › | $344075.00 | N/A | N/A | N/A | N/A |
| Powell Max Limited Class A Ordinary Shares (PMAX)vs › | $124501.00 | -20.88x | 13.72x | 13.72x | 13.72x |
| SC II Acquisition Corp. Class A ordinary share (SCII)vs › | $3.02M | N/A | N/A | N/A | N/A |
| Abits Group Inc. (ABTS)vs › | $3.70M | N/A | N/A | N/A | N/A |
| CaliberCos Inc. (CWD)vs › | $4.33M | -1.99x | 0.47x | 0.47x | 0.47x |
Interest Coverage
-8.6x
Debt/Equity
0.79
Current Ratio
1.63
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 14.63x |
| 2026-03-31 | 9.81x |
| 2025-12-31 | 3.15x |
| 2025-09-30 | -15.86x |
| 2025-06-30 | -7.44x |
| 2025-03-31 | -4.33x |
| 2024-12-31 | -2.65x |
| 2024-09-30 | -1.31x |
| 2024-06-30 | -2.84x |
| 2024-03-31 | -12.26x |
| 2023-12-31 | -23.71x |
| 2023-09-30 | -3.42x |
| 2023-06-30 | -4.36x |
| 2023-03-31 | -2.56x |
| 2022-09-30 | -4.72x |
| 2022-06-30 | -9.02x |
| 2018-05-31 | -76.59x |
| 2018-02-28 | -3.00x |
| 2017-11-30 | -1.59x |
| 2017-08-31 | -2.90x |
| 2017-05-31 | -1.91x |
