Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 2.72%.
YIELD ON COST (YOC)
2.72%
EFSI now pays $1.24 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $23.45 | 5.29% |
| 5 years ago(2021-10-06) | $33.75 | 3.67% |
| 3 years ago(2023-10-09) | $31.90 | 3.89% |
| 1 year ago(2025-10-02) | $37.21 | 3.33% |
| Buying today(at $46.20) | $46.20 | 2.72% |
Projection: starting from today's 2.72% yield, assuming the dividend keeps compounding at 3.1% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
2.72%
In 3 years
2.98%
In 5 years
3.16%
In 10 years
3.67%
Try your own purchase price, dividend and growth rate for Eagle Financial Services, Inc. (EFSI).
Starting Yield
2.68%
Ending YOC
4.55%
Year 15 Dividend
$2.10
Cum. Dividends Recd.
$24.93
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.24 | N/A | 2.68% | $0.00 |
| Year 1 | $1.28 | +3.58% | 2.78% | $1.28 |
| Year 2 | $1.33 | +3.58% | 2.88% | $2.61 |
| Year 3 | $1.38 | +3.58% | 2.98% | $3.99 |
| Year 4 | $1.43 | +3.58% | 3.09% | $5.42 |
| Year 5 | $1.48 | +3.58% | 3.20% | $6.90 |
| Year 6 | $1.53 | +3.58% | 3.31% | $8.43 |
| Year 7 | $1.59 | +3.58% | 3.43% | $10.02 |
| Year 8 | $1.64 | +3.58% | 3.56% | $11.66 |
| Year 9 | $1.70 | +3.58% | 3.68% | $13.36 |
| Year 10 | $1.76 | +3.58% | 3.82% | $15.12 |
| Year 11 | $1.83 | +3.58% | 3.95% | $16.95 |
| Year 12 | $1.89 | +3.58% | 4.09% | $18.84 |
| Year 13 | $1.96 | +3.58% | 4.24% | $20.80 |
| Year 14 | $2.03 | +3.58% | 4.39% | $22.83 |
| Year 15 | $2.10 | +3.58% | 4.55% | $24.93 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
