Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 2.79%.
YIELD ON COST (YOC)
2.79%
EBMT now pays $0.58 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-05) | $14.25 | 4.07% |
| 5 years ago(2021-10-07) | $22.27 | 2.60% |
| 3 years ago(2023-10-10) | $11.64 | 4.98% |
| 1 year ago(2025-10-03) | $16.97 | 3.42% |
| Buying today(at $21.09) | $21.09 | 2.79% |
Projection: starting from today's 2.79% yield, assuming the dividend keeps compounding at 6.6% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
2.79%
In 3 years
3.38%
In 5 years
3.84%
In 10 years
5.29%
Try your own purchase price, dividend and growth rate for Eagle Bancorp Montana, Inc. (EBMT).
Starting Yield
2.75%
Ending YOC
9.16%
Year 15 Dividend
$1.93
Cum. Dividends Recd.
$17.54
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $0.58 | N/A | 2.75% | $0.00 |
| Year 1 | $0.63 | +8.35% | 2.98% | $0.63 |
| Year 2 | $0.68 | +8.35% | 3.23% | $1.31 |
| Year 3 | $0.74 | +8.35% | 3.50% | $2.05 |
| Year 4 | $0.80 | +8.35% | 3.79% | $2.85 |
| Year 5 | $0.87 | +8.35% | 4.11% | $3.71 |
| Year 6 | $0.94 | +8.35% | 4.45% | $4.65 |
| Year 7 | $1.02 | +8.35% | 4.82% | $5.67 |
| Year 8 | $1.10 | +8.35% | 5.22% | $6.77 |
| Year 9 | $1.19 | +8.35% | 5.66% | $7.96 |
| Year 10 | $1.29 | +8.35% | 6.13% | $9.26 |
| Year 11 | $1.40 | +8.35% | 6.65% | $10.66 |
| Year 12 | $1.52 | +8.35% | 7.20% | $12.18 |
| Year 13 | $1.65 | +8.35% | 7.80% | $13.82 |
| Year 14 | $1.78 | +8.35% | 8.45% | $15.60 |
| Year 15 | $1.93 | +8.35% | 9.16% | $17.54 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
