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Discover Financial Services (DFS)
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Discover Financial Services (DFS) Retained Earnings

The retained earnings for Discover Financial Services (DFS) is $33.58 Billion with a year-over-year change of +12.49%. Retained earnings represent the cumulative net income that has been kept by the company rather than distributed to shareholders as dividends. It's a key component of shareholders' equity.

DFS Retained Earnings Chart

DFS Retained Earnings
$33.58B+1280.99% 20Y
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Current Retained Earnings

$33.58B

$33.58 Billion

Year-over-Year Change

+12.49%

vs. $29.86B prior year

Historical Data

21

Years of data available

Annual Retained Earnings History

YearRetained EarningsYoY Change% Change
2024$33.58B+$3.73B+12.49%
2023$29.86B+$2.10B+7.55%
2022$27.76B+$2.99B+12.08%
2021$24.77B+$4.81B+24.11%
2020$19.95B$-1.33B-6.27%
2019$21.29B+$2.38B+12.61%
2018$18.91B+$2.22B+13.30%
2017$16.69B+$1.56B+10.29%
2016$15.13B+$1.88B+14.19%
2015$13.25B+$1.78B+15.55%
2014$11.47B+$1.86B+19.31%
2013$9.61B+$2.14B+28.63%
2012$7.47B+$2.23B+42.51%
2011$5.24B+$2.12B+67.70%
2010$3.13B$-746.77M-19.28%
2009$3.87B+$826.31M+27.12%
2008$3.05B+$329.05M+12.11%
2007$2.72B$-290.52M-9.66%
2006$3.01B+$576.62M+23.71%
2005$2.43B+$2.43B
2003$0
Data as of Wednesday, June 10, 2026

About Discover Financial Services

Based in Riverwoods, Illinois, and founded in 1960, Discover Financial Services offers a comprehensive suite of digital banking and payment solutions throughout the United States. Its operations are organized into two primary divisions: Digital Banking and Payment Services. The Digital Banking segment caters to individuals with Discover-branded credit cards, various consumer loan products including private student, personal, and home loans, and a direct-to-consumer deposit portfolio featuring savings, certificates of deposit (CDs), money market, checking, and sweep accounts, alongside specialized IRA deposit options. The Payment Services segment is responsible for operating the PULSE network, which supports automated teller machines, debit transactions, and electronic funds transfers. It also oversees Diners Club International, a global payments network involved in issuing branded charge cards and facilitating card acceptance. Furthermore, this segment provides essential payment transaction processing and settlement services.

Riverwoods, IL
21,000 employees
Financial Services / Financial - Credit Services
Sector
Financial Services
Industry
Financial - Credit Services
CEO
J. Michael Shepherd