Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 5.13%.
YIELD ON COST (YOC)
5.13%
COLB now pays $1.48 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $32.57 | 4.54% |
| 5 years ago(2021-09-30) | $37.99 | 3.90% |
| 3 years ago(2023-10-03) | $18.91 | 7.83% |
| 1 year ago(2025-10-07) | $26.19 | 5.65% |
| Buying today(at $29.04) | $29.04 | 5.13% |
Projection: starting from today's 5.13% yield, assuming the dividend keeps compounding at 6.2% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
5.13%
In 3 years
6.15%
In 5 years
6.93%
In 10 years
9.36%
Try your own purchase price, dividend and growth rate for Columbia Banking System, Inc. (COLB).
Starting Yield
5.10%
Ending YOC
6.46%
Year 15 Dividend
$1.88
Cum. Dividends Recd.
$25.24
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.48 | N/A | 5.10% | $0.00 |
| Year 1 | $1.50 | +1.59% | 5.18% | $1.50 |
| Year 2 | $1.53 | +1.59% | 5.26% | $3.03 |
| Year 3 | $1.55 | +1.59% | 5.34% | $4.58 |
| Year 4 | $1.58 | +1.59% | 5.43% | $6.16 |
| Year 5 | $1.60 | +1.59% | 5.52% | $7.76 |
| Year 6 | $1.63 | +1.59% | 5.60% | $9.39 |
| Year 7 | $1.65 | +1.59% | 5.69% | $11.04 |
| Year 8 | $1.68 | +1.59% | 5.78% | $12.72 |
| Year 9 | $1.71 | +1.59% | 5.87% | $14.43 |
| Year 10 | $1.73 | +1.59% | 5.97% | $16.16 |
| Year 11 | $1.76 | +1.59% | 6.06% | $17.92 |
| Year 12 | $1.79 | +1.59% | 6.16% | $19.71 |
| Year 13 | $1.82 | +1.59% | 6.26% | $21.52 |
| Year 14 | $1.85 | +1.59% | 6.36% | $23.37 |
| Year 15 | $1.88 | +1.59% | 6.46% | $25.24 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
