Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 3.51%.
YIELD ON COST (YOC)
3.51%
COFS now pays $1.16 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-09-30) | $20.23 | 5.73% |
| 5 years ago(2021-10-04) | $24.41 | 4.75% |
| 3 years ago(2023-10-05) | $18.33 | 6.33% |
| 1 year ago(2025-10-09) | $27.95 | 4.15% |
| Buying today(at $33.02) | $33.02 | 3.51% |
Projection: starting from today's 3.51% yield, assuming the dividend keeps compounding at 4.7% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
3.51%
In 3 years
4.03%
In 5 years
4.42%
In 10 years
5.56%
Try your own purchase price, dividend and growth rate for ChoiceOne Financial Services, Inc. (COFS).
Starting Yield
3.51%
Ending YOC
9.19%
Year 15 Dividend
$3.03
Cum. Dividends Recd.
$30.18
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.16 | N/A | 3.51% | $0.00 |
| Year 1 | $1.24 | +6.62% | 3.75% | $1.24 |
| Year 2 | $1.32 | +6.62% | 3.99% | $2.56 |
| Year 3 | $1.41 | +6.62% | 4.26% | $3.96 |
| Year 4 | $1.50 | +6.62% | 4.54% | $5.46 |
| Year 5 | $1.60 | +6.62% | 4.84% | $7.06 |
| Year 6 | $1.70 | +6.62% | 5.16% | $8.76 |
| Year 7 | $1.82 | +6.62% | 5.50% | $10.58 |
| Year 8 | $1.94 | +6.62% | 5.87% | $12.52 |
| Year 9 | $2.07 | +6.62% | 6.26% | $14.58 |
| Year 10 | $2.20 | +6.62% | 6.67% | $16.78 |
| Year 11 | $2.35 | +6.62% | 7.11% | $19.13 |
| Year 12 | $2.50 | +6.62% | 7.58% | $21.64 |
| Year 13 | $2.67 | +6.62% | 8.08% | $24.30 |
| Year 14 | $2.85 | +6.62% | 8.62% | $27.15 |
| Year 15 | $3.03 | +6.62% | 9.19% | $30.18 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
