Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 2.14%.
YIELD ON COST (YOC)
2.14%
CINF now pays $3.62 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-09-12) | $76.78 | 4.71% |
| 5 years ago(2021-09-08) | $120.24 | 3.01% |
| 3 years ago(2023-09-11) | $105.91 | 3.42% |
| 1 year ago(2025-09-03) | $153.53 | 2.36% |
| Buying today(at $169.14) | $169.14 | 2.14% |
Projection: starting from today's 2.14% yield, assuming the dividend keeps compounding at 8.5% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
2.14%
In 3 years
2.73%
In 5 years
3.20%
In 10 years
4.80%
Try your own purchase price, dividend and growth rate for Cincinnati Financial Corporation (CINF).
Starting Yield
2.14%
Ending YOC
6.53%
Year 15 Dividend
$11.04
Cum. Dividends Recd.
$103.60
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $3.62 | N/A | 2.14% | $0.00 |
| Year 1 | $3.90 | +7.72% | 2.31% | $3.90 |
| Year 2 | $4.20 | +7.72% | 2.48% | $8.10 |
| Year 3 | $4.52 | +7.72% | 2.68% | $12.62 |
| Year 4 | $4.87 | +7.72% | 2.88% | $17.50 |
| Year 5 | $5.25 | +7.72% | 3.10% | $22.75 |
| Year 6 | $5.66 | +7.72% | 3.34% | $28.40 |
| Year 7 | $6.09 | +7.72% | 3.60% | $34.50 |
| Year 8 | $6.56 | +7.72% | 3.88% | $41.06 |
| Year 9 | $7.07 | +7.72% | 4.18% | $48.13 |
| Year 10 | $7.62 | +7.72% | 4.50% | $55.74 |
| Year 11 | $8.20 | +7.72% | 4.85% | $63.95 |
| Year 12 | $8.84 | +7.72% | 5.22% | $72.78 |
| Year 13 | $9.52 | +7.72% | 5.63% | $82.30 |
| Year 14 | $10.25 | +7.72% | 6.06% | $92.55 |
| Year 15 | $11.04 | +7.72% | 6.53% | $103.60 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute