Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 1.98%.
YIELD ON COST (YOC)
1.98%
CINF now pays $3.62 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-07-20) | $74.91 | 4.83% |
| 5 years ago(2021-07-28) | $113.70 | 3.18% |
| 3 years ago(2023-07-19) | $99.99 | 3.62% |
| 1 year ago(2025-07-23) | $150.92 | 2.40% |
| Buying today(at $182.81) | $182.81 | 1.98% |
Projection: starting from today's 1.98% yield, assuming the dividend keeps compounding at its historical 7.7% rate. Boards set dividends each year, so actual figures will differ.
Today
1.98%
In 3 years
2.72%
In 5 years
3.36%
In 10 years
5.70%
Try your own purchase price, dividend and growth rate for Cincinnati Financial Corporation (CINF).
Starting Yield
1.98%
Ending YOC
6.02%
Year 15 Dividend
$11.01
Cum. Dividends Recd.
$103.42
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $3.62 | N/A | 1.98% | $0.00 |
| Year 1 | $3.90 | +7.70% | 2.13% | $3.90 |
| Year 2 | $4.20 | +7.70% | 2.30% | $8.10 |
| Year 3 | $4.52 | +7.70% | 2.47% | $12.62 |
| Year 4 | $4.87 | +7.70% | 2.66% | $17.49 |
| Year 5 | $5.25 | +7.70% | 2.87% | $22.74 |
| Year 6 | $5.65 | +7.70% | 3.09% | $28.39 |
| Year 7 | $6.08 | +7.70% | 3.33% | $34.47 |
| Year 8 | $6.55 | +7.70% | 3.58% | $41.02 |
| Year 9 | $7.06 | +7.70% | 3.86% | $48.08 |
| Year 10 | $7.60 | +7.70% | 4.16% | $55.68 |
| Year 11 | $8.19 | +7.70% | 4.48% | $63.87 |
| Year 12 | $8.82 | +7.70% | 4.82% | $72.68 |
| Year 13 | $9.50 | +7.70% | 5.19% | $82.18 |
| Year 14 | $10.23 | +7.70% | 5.59% | $92.41 |
| Year 15 | $11.01 | +7.70% | 6.02% | $103.42 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
