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Cincinnati Financial Corporation (CINF)
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Cincinnati Financial Corporation (CINF) EV/EBITDA Ratio: 7.08x

popular:market cap|pe ratio|revenue|price history|total return

Is Cincinnati Financial Corporation’s EV/EBITDA ratio high or low?

Cincinnati Financial Corporation's EV/EBITDA ratio of 7.08x is 81% below its 5-year average of 37.82x, near the low end of its 5-year range (4.64x–443.98x).

The EV/EBITDA ratio for Cincinnati Financial Corporation (CINF) is 7.08x as of Wednesday, June 10, 2026. It is below its 12-month average by 22.08% (9.09x).

EV/Sales|P/E Ratio|EBITDA|All Metrics

CINF EV/EBITDA Ratio Chart

CINF EV/EBITDA Ratio
7.08x-38.91% 1Y
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CINF Average EV/EBITDA Ratio Chart

CINF Current vs Average EV/EBITDA Ratio Chart

CINF EV/EBITDA Ratio Metrics

EV/EBITDA RATIO

7.08x

EV/EBITDA RATIO AVG TTM

9.09x

EV/EBITDA RATIO AVG 3Y

12.60x

EV/EBITDA RATIO AVG 5Y

37.82x

EV/EBITDA RATIO AVG 10Y

27.41x

EV/EBITDA RATIO AVG 15Y

22.54x

EV/EBITDA RATIO AVG 20Y

18.67x

CURRENT VS TTM AVG

-22.08%

CURRENT VS 3Y AVG

-43.83%

CURRENT VS 5Y AVG

-81.28%

CURRENT VS 10Y AVG

-74.17%

CURRENT VS 15Y AVG

-68.59%

CURRENT VS 20Y AVG

-62.09%

CINF Competitors' EV/EBITDA Ratio

NAMEMARKET CAPEV/EBITDA RATIOTTM3Y5Y
Cincinnati Financial Corporation (CINF)—7.08x9.09x12.60x37.82x
Willis Towers Watson Public Limited Company (WTW)$25.17B11.33x11.21x13.72x12.89x
Synchrony Financial (SYF)$23.58B4.07x5.03x4.54x4.57x
Loews Corporation (L)$22.30B11.54x12.80x11.94x12.51x
Brown & Brown, Inc. (BRO)$20.70B12.81x15.72x17.40x17.86x
SoFi Technologies, Inc. (SOFI)$20.36B22.44x47.34x68.95x68.95x
The Hartford Financial Services Group, Inc. (HIG)$35.74B7.27x8.67x9.01x8.85x
PayPal Holdings, Inc. (PYPL)$35.90B5.51x8.18x10.19x17.38x
Prudential Financial, Inc. (PRU)$36.78B8.35x12.89x43.42x43.41x
Global Payments Inc. (GPN)$14.79B10.44x8.48x10.90x13.55x

EV/EBITDA vs. its own history

At 7.1, EV/EBITDA is cheaper than usual — richer than 25% of its 20-year range.

20-year low

4.3

median

10.2

20-year high

444.0

cheaperricher

Understanding EV/EBITDA

Enterprise Value (EV) = Market Cap + Total Debt - Cash

EBITDA = Earnings Before Interest, Taxes, Depreciation & Amortization

EV/EBITDA is commonly used for comparing companies because:

  • It accounts for debt levels (capital structure neutral)
  • It removes effects of different depreciation policies
  • It can be compared across countries with different tax rates
  • It can remain available when net income is negative, if EBITDA is positive

Cincinnati Financial Corporation EV/EBITDA Ratio Formula & Definition

EV/EBITDA = Enterprise Value / EBITDA (TTM)

Enterprise value to EBITDA is a capital-structure-neutral valuation multiple, useful for comparing companies with different debt levels and tax rates.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

Cincinnati Financial Corporation EV/EBITDA Ratio FAQ

What is the EV/EBITDA ratio for Cincinnati Financial Corporation (CINF)?
The EV/EBITDA ratio for CINF stock is 7.08x.
Is Cincinnati Financial Corporation's EV/EBITDA ratio high or low?
Cincinnati Financial Corporation's EV/EBITDA ratio of 7.08x is 81% below its 5-year average of 37.82x, near the low end of its 5-year range (4.64x–443.98x).
What is the TTM average EV/EBITDA ratio for Cincinnati Financial Corporation (CINF)?
The TTM average EV/EBITDA ratio for CINF stock is 9.09x.
What is the 3Y average EV/EBITDA ratio for Cincinnati Financial Corporation (CINF)?
The 3Y average EV/EBITDA ratio for CINF stock is 12.60x.
What is the 5Y average EV/EBITDA ratio for Cincinnati Financial Corporation (CINF)?
The 5Y average EV/EBITDA ratio for CINF stock is 37.82x.
What is the 10Y average EV/EBITDA ratio for Cincinnati Financial Corporation (CINF)?
The 10Y average EV/EBITDA ratio for CINF stock is 27.41x.
What is the 15Y average EV/EBITDA ratio for Cincinnati Financial Corporation (CINF)?
The 15Y average EV/EBITDA ratio for CINF stock is 22.54x.
What is the 20Y average EV/EBITDA ratio for Cincinnati Financial Corporation (CINF)?
The 20Y average EV/EBITDA ratio for CINF stock is 18.67x.

Cincinnati Financial Corporation EV/EBITDA Ratio History

DATEEV/EBITDA RATIO
2026-06-107.08x
2026-06-096.94x
2026-06-086.87x
2026-06-057.00x
2026-06-046.81x
2026-06-036.69x
2026-06-026.69x
2026-06-016.64x
2026-05-296.67x
2026-05-286.78x
2026-05-276.90x
2026-05-267.08x
2026-05-227.13x
2026-05-217.14x
2026-05-207.14x
2026-05-197.11x
2026-05-187.11x
2026-05-157.05x
2026-05-147.01x
2026-05-136.92x
2026-05-126.94x
2026-05-116.92x
2026-05-086.84x
2026-05-076.87x
2026-05-066.80x
2026-05-056.79x
2026-05-046.76x
2026-05-016.87x
2026-04-306.93x
2026-04-296.92x
2026-04-286.99x
2026-04-277.02x
2026-04-247.94x
2026-04-238.12x
2026-04-228.02x
2026-04-218.03x
2026-04-208.01x
2026-04-178.05x
2026-04-167.88x
2026-04-157.86x
2026-04-147.88x
2026-04-137.90x
2026-04-107.77x
2026-04-097.91x
2026-04-087.87x
2026-04-077.72x
2026-04-067.72x
2026-04-027.64x
2026-04-017.60x
2026-03-317.58x
2026-03-307.54x
2026-03-277.40x
2026-03-267.59x
2026-03-257.49x
2026-03-247.63x
2026-03-237.72x
2026-03-207.64x
2026-03-197.61x
2026-03-187.72x
2026-03-177.95x
2026-03-168.04x
2026-03-137.90x
2026-03-127.92x
2026-03-117.91x
2026-03-107.95x
2026-03-097.88x
2026-03-067.98x
2026-03-058.03x
2026-03-048.11x
2026-03-038.13x
2026-03-028.21x
2026-02-277.91x
2026-02-267.97x
2026-02-257.90x
2026-02-247.75x
2026-02-237.76x
2026-02-208.94x
2026-02-198.90x
2026-02-188.95x
2026-02-179.11x
2026-02-138.93x
2026-02-129.06x
2026-02-118.96x
2026-02-108.94x
2026-02-099.26x
2026-02-069.48x
2026-02-059.42x
2026-02-049.27x
2026-02-038.99x
2026-02-028.91x
2026-01-308.82x
2026-01-298.67x
2026-01-288.68x
2026-01-278.65x
2026-01-268.66x
2026-01-238.60x
2026-01-228.67x
2026-01-218.87x
2026-01-208.82x
2026-01-168.89x
2026-01-158.96x
2026-01-148.98x
2026-01-138.83x
2026-01-128.97x
2026-01-098.94x
2026-01-089.06x
2026-01-078.94x
2026-01-068.89x
2026-01-058.88x
2026-01-028.85x
2025-12-318.96x
2025-12-309.05x
2025-12-299.05x
2025-12-269.04x
2025-12-249.10x
2025-12-239.09x
2025-12-229.16x
2025-12-199.18x
2025-12-189.21x
2025-12-179.17x
2025-12-169.07x
2025-12-159.17x
2025-12-129.10x
2025-12-119.05x
2025-12-108.92x
2025-12-098.85x
2025-12-088.84x
2025-12-058.90x
2025-12-048.94x
2025-12-038.93x
2025-12-028.98x
2025-12-019.11x
2025-11-289.20x
2025-11-269.25x
2025-11-259.24x
2025-11-249.15x
2025-11-219.11x
2025-11-208.98x
2025-11-198.86x
2025-11-188.90x
2025-11-178.85x
2025-11-148.99x
2025-11-139.11x
2025-11-129.16x
2025-11-119.11x
2025-11-109.13x
2025-11-079.03x
2025-11-068.85x
2025-11-058.77x
2025-11-048.62x
2025-11-038.41x
2025-10-318.47x
2025-10-308.45x
2025-10-298.31x
2025-10-288.31x
2025-10-278.64x
2025-10-2410.06x
2025-10-2310.00x
2025-10-229.98x
2025-10-2110.04x
2025-10-209.95x
2025-10-179.83x
2025-10-169.72x
2025-10-1510.04x
2025-10-1410.20x
2025-10-1310.14x
2025-10-1010.21x
2025-10-0910.39x
2025-10-0810.63x
2025-10-0710.64x
2025-10-0610.61x
2025-10-0310.49x
2025-10-0210.31x
2025-10-0110.26x
2025-09-3010.15x
2025-09-2910.04x
2025-09-2610.08x
2025-09-259.92x
2025-09-249.92x
2025-09-239.92x
2025-09-229.93x
2025-09-1910.03x
2025-09-1810.01x
2025-09-179.92x
2025-09-169.84x
2025-09-159.96x
2025-09-1210.07x
2025-09-1110.07x
2025-09-109.78x
2025-09-099.87x
2025-09-089.85x
2025-09-059.85x
2025-09-049.99x
2025-09-039.86x
2025-09-029.82x
2025-08-299.86x
2025-08-289.85x
2025-08-279.89x
2025-08-269.86x
2025-08-259.85x
2025-08-229.98x
2025-08-219.82x
2025-08-209.87x
2025-08-199.79x
2025-08-189.62x
2025-08-159.70x
2025-08-149.90x
2025-08-139.89x
2025-08-129.72x
2025-08-119.62x
2025-08-089.64x
2025-08-079.73x
2025-08-069.89x
2025-08-059.66x
2025-08-049.61x
2025-08-019.39x
2025-07-319.47x
2025-07-309.60x
2025-07-299.79x
2025-07-289.44x
2025-07-2511.78x
2025-07-2411.65x
2025-07-2311.90x
2025-07-2211.90x
2025-07-2111.74x
2025-07-1811.88x
2025-07-1711.75x
2025-07-1611.64x
2025-07-1511.49x
2025-07-1411.76x
2025-07-1111.62x
2025-07-1011.65x
2025-07-0911.56x
2025-07-0811.51x
2025-07-0711.52x
2025-07-0311.71x
2025-07-0211.52x
2025-07-0111.77x
2025-06-3011.74x
2025-06-2711.52x
2025-06-2611.49x
2025-06-2511.33x
2025-06-2411.56x
2025-06-2311.60x
2025-06-2011.46x
2025-06-1811.48x
2025-06-1711.45x
2025-06-1611.56x
2025-06-1311.54x
2025-06-1211.68x
2025-06-1111.59x
2025-06-1011.59x
2025-06-0911.74x
2025-06-0611.91x
2025-06-0511.81x
2025-06-0411.80x
2025-06-0311.94x
2025-06-0211.95x
2025-05-3011.89x
2025-05-2911.82x

Showing the most recent 260 of 4,987 data points. The chart above shows the full history.

Related Metrics

EV/SalesP/E RatioEBITDAAll Metrics

About Cincinnati Financial Corporation

Cincinnati Financial Corporation, operating through its various subsidiaries, delivers a range of property and casualty insurance offerings across the United States. Its operations are organized into five distinct divisions: Commercial Lines, Personal Lines, Excess and Surplus Lines, Life Insurance, and Investments. The Commercial Lines division safeguards businesses against risks such as commercial casualty, property damage, vehicle incidents, and workers' compensation claims; it also offers specialized protection including director and officer liability, various surety and fidelity bonds, and coverage for machinery and equipment. For individual clients, the Personal Lines segment provides essential coverages like personal auto and homeowner policies, alongside dwelling fire, inland marine, personal umbrella liability, and watercraft protection. The Excess and Surplus Lines segment specializes in commercial casualty insurance, protecting companies from third-party liabilities stemming from on-site incidents, operational activities, or product-related injuries; this segment also delivers commercial property insurance, securing assets like buildings, inventory, and equipment, as well as business income, against a broad spectrum of perils including fire, wind, hail, water damage, theft, and vandalism. Through its Life Insurance division, the company offers a comprehensive suite of life policies, encompassing term life, universal life, worksite-based term life, and whole life insurance options. The Investments segment manages a portfolio including fixed-maturity assets like taxable and tax-exempt bonds, along with redeemable preferred stocks, and equity holdings such as common and non-redeemable preferred stocks. Beyond insurance, Cincinnati Financial Corporation extends its services to include commercial leasing and financing, as well as insurance brokerage. Established in 1950, Cincinnati Financial Corporation's corporate headquarters are situated in Fairfield, Ohio.

Fairfield, OH
5,624 employees
www.cinfin.com
Financial Services / Insurance - Property & Casualty
Sector
Financial Services
Industry
Insurance - Property & Casualty
CEO
Stephen Michael Spray
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