Cigna Corporation (CI) DCF Valuation
Transparent DCF models put Cigna Corporation (CI)'s fair value in a range of $451.55 – $2,001.56 — the low end is TGM's conservative base case (5% FCF growth, 10% discount), the high end the analyst consensus (FMP). Today's price of $295.00 sits below that range — by these conservative assumptions it screens as potentially undervalued.
Reverse DCF: at today's $295.00, the market is pricing in roughly +0.3%/yr free-cash-flow growth over the next decade (at a 10% required return) — versus its actual 5-year FCF CAGR of -2.0%. The price is betting on acceleration above its track record.
Current Price
$295.00
Fair-Value Range
$451.55 – $2,001.56
Market-Implied Growth
+0.3%/yr
vs -2.0% 5Y actual
CI DCF Fair Value Calculator
Edit the assumptions to see how they change the estimated fair value. Illustrative model — not investment advice. Defaults to a conservative base case; the analyst (FMP) DCF, where available, is shown as a reference below.
Base inputs: FCF $8.7B · 0.26B shares · net debt $23.8B
Estimated Fair Value
$451.55
+53.1% vs $295.00
Sensitivity — fair value by discount rate × terminal growth
How the estimated fair value shifts with the discount rate (WACC) and terminal growth, holding your 5.0%/yr FCF growth and 10-year horizon fixed. Green = above today's $295.00; red = below. Your current case is outlined.
| WACC ↓ / Terminal → | 1.50% | 2.00% | 2.50% | 3.00% | 3.50% |
|---|---|---|---|---|---|
| 8.0% | $583 | $617 | $658 | $707 | $767 |
| 9.0% | $488 | $512 | $539 | $571 | $608 |
| 10.0% | $416 | $433 | $452 | $473 | $498 |
| 11.0% | $359 | $371 | $385 | $400 | $418 |
| 12.0% | $313 | $322 | $333 | $344 | $357 |