All Metrics
Sector note: Free-cash-flow and enterprise-value multiples (P/FCF, FCF yield, EV/EBITDA, EV/EBIT) are omitted — they aren't meaningful for banks and insurers, whose deposits and reserves a standard model misreads as debt. Book value (P/B), ROE and net interest margin are the right lenses here.
CFG Valuation Metrics
CFG Stock Price Metrics
CFG Dividend Metrics
CFG Growth Rate Metrics
CFG Discounted Cash Flow Metrics
| Fair Value Price | - |
| Margin of Safety | - |
CFG Revenue Metrics
CFG PE Ratio Metrics
| PE Ratio | 16.68 |
| PE Ratio Avg TTM | 15.72 |
| PE Ratio Avg 3Y | 13.19 |
| Current VS TTM Avg | +6.09% |
| Current VS 3Y Avg | +26.46% |
| Current VS 5Y Avg | +43.26% |
CFG PS Ratio Metrics
| PS Ratio | 2.68 |
| PS Ratio Avg TTM | 2.12 |
| PS Ratio Avg 3Y | 1.63 |
| Current VS TTM Avg | +26.13% |
| Current VS 3Y Avg | +63.94% |
| Current VS 5Y Avg | +36.23% |
CFG PB Ratio Metrics
| PB Ratio | 1.16 |
| PB Ratio Avg TTM | 0.96 |
| PB Ratio Avg 3Y | 0.79 |
| Current VS TTM Avg | +20.48% |
| Current VS 3Y Avg | +47.70% |
| Current VS 5Y Avg | +46.94% |
CFG Debt to Equity Ratio Metrics
| Debt/Equity Ratio | 0.47 |
| Debt/Equity Ratio Avg TTM | 0.46 |
| Debt/Equity Ratio Avg 3Y | 0.52 |
| Current VS TTM Avg | +1.70% |
| Current VS 3Y Avg | -9.71% |
| Current VS 5Y Avg | -10.12% |
CFG PEG Ratio Metrics
| PEG Ratio | 0.53 |
| PEG Ratio Avg TTM | - |
| PEG Ratio Avg 3Y | - |
| Current VS TTM Avg | - |
| Current VS 3Y Avg | - |
| Current VS 5Y Avg | +76.67% |
CFG Earnings Yield
| Earnings Yield | 6.00% |
| Earnings Yield Avg TTM | 6.37% |
| Earnings Yield Avg 3Y | 7.36% |
| Current VS TTM Avg | -5.75% |
| Current VS 3Y Avg | -18.51% |
| Current VS 5Y Avg | -37.13% |
CFG Current Ratio Metrics
| Current Ratio | 228.33 |
| Current Ratio Avg TTM | 46.03 |
| Current Ratio Avg 3Y | 0.25 |
| Current VS TTM Avg | +396.07% |
| Current VS 3Y Avg | +91764.74% |
| Current VS 5Y Avg | +93710.53% |
CFG Quick Ratio Metrics
| Quick Ratio | 228.33 |
| Quick Ratio Avg TTM | 46.03 |
| Quick Ratio Avg 3Y | 0.25 |
| Current VS TTM Avg | +396.07% |
| Current VS 3Y Avg | +91764.74% |
| Current VS 5Y Avg | +93710.53% |
CFG ROIC Metrics
| ROIC | 4.25% |
| ROIC Avg 3Y | 3.97% |
| ROIC Avg 5Y | 4.27% |
| Current VS 3Y Avg | +6.99% |
| Current VS 5Y Avg | -0.47% |
| Current VS 10Y Avg | +7.05% |
CFG Return on Assets Metrics
| ROA | 0.81% |
| ROA Avg TTM | 0.75% |
| ROA Avg 3Y | 0.78% |
| Current VS TTM Avg | +8.00% |
| Current VS 3Y Avg | +3.51% |
| Current VS 5Y Avg | -1.62% |
CFG Return on Equity Metrics
| ROE | 6.96% |
| ROE Avg TTM | 6.59% |
| ROE Avg 3Y | 7.13% |
| Current VS TTM Avg | +5.61% |
| Current VS 3Y Avg | -2.45% |
| Current VS 5Y Avg | -3.11% |
CFG Net Profit Margin Metrics
| Net Profit Margin | 17.09% |
| Net Profit Margin Avg TTM | 16.99% |
| Net Profit Margin Avg 3Y | 14.25% |
| Current VS TTM Avg | +0.57% |
| Current VS 3Y Avg | +19.90% |
| Current VS 5Y Avg | -12.75% |
Last Updated: Monday, June 29, 2026
About Citizens Financial Group, Inc.
Citizens Financial Group, Inc. (CFG) functions as the holding company for Citizens Bank, National Association, a major financial institution offering a comprehensive suite of retail and commercial banking solutions across the United States. It serves a broad spectrum of clients, from individual consumers and small enterprises to large corporations and various institutions. Its business is segmented into two primary divisions: Consumer Banking and Commercial Banking. The Consumer Banking division delivers a robust array of products, encompassing deposit accounts, mortgage and home equity lending, credit cards, and business loans for smaller entities. It also provides wealth management, investment services, and specialized financing for areas like auto, education, and point-of-sale purchases, alongside digital deposit solutions. Clients engage with this segment through contact centers and its advanced online and mobile banking platforms. Conversely, the Commercial Banking segment provides sophisticated financial solutions designed for corporate and institutional clients. These include a wide range of lending and leasing products, treasury and deposit management services, foreign exchange, and risk mitigation tools for interest rates and commodities. Additionally, it offers syndicated loans, corporate finance advice, merger and acquisition (M&A) assistance, and capital markets services for debt and equity. Its client roster spans numerous industries, such as government, non-profit, healthcare, technology, professional services, energy (oil and gas), asset and franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance. The company boasts a substantial physical presence, operating approximately 1,200 branches across 14 states and the District of Columbia. Complementing these are 114 non-branch retail and commercial offices in key national markets and a network of roughly 3,300 automated teller machines. Founded in 1828, Citizens Financial Group, Inc. is headquartered in Providence, Rhode Island. It adopted its current name in April 2014, having previously operated as RBS Citizens Financial Group, Inc.
- Sector
- Financial Services
- Industry
- Banks - Regional
- CEO
- Bruce Winfield Van Saun