Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 1.91%.
YIELD ON COST (YOC)
1.91%
CFFI now pays $1.90 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-07) | $42.75 | 4.44% |
| 5 years ago(2021-10-05) | $53.05 | 3.58% |
| 3 years ago(2023-10-06) | $53.02 | 3.58% |
| 1 year ago(2025-09-30) | $67.20 | 2.83% |
| Buying today(at $98.57) | $98.57 | 1.91% |
Projection: starting from today's 1.91% yield, assuming the dividend keeps compounding at 4.0% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
1.91%
In 3 years
2.15%
In 5 years
2.33%
In 10 years
2.85%
Try your own purchase price, dividend and growth rate for C&F Financial Corporation (CFFI).
Starting Yield
1.93%
Ending YOC
3.48%
Year 15 Dividend
$3.43
Cum. Dividends Recd.
$39.63
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.90 | N/A | 1.93% | $0.00 |
| Year 1 | $1.98 | +4.02% | 2.01% | $1.98 |
| Year 2 | $2.06 | +4.02% | 2.09% | $4.03 |
| Year 3 | $2.14 | +4.02% | 2.17% | $6.17 |
| Year 4 | $2.22 | +4.02% | 2.26% | $8.40 |
| Year 5 | $2.31 | +4.02% | 2.35% | $10.71 |
| Year 6 | $2.41 | +4.02% | 2.44% | $13.12 |
| Year 7 | $2.50 | +4.02% | 2.54% | $15.62 |
| Year 8 | $2.60 | +4.02% | 2.64% | $18.22 |
| Year 9 | $2.71 | +4.02% | 2.75% | $20.93 |
| Year 10 | $2.82 | +4.02% | 2.86% | $23.75 |
| Year 11 | $2.93 | +4.02% | 2.97% | $26.68 |
| Year 12 | $3.05 | +4.02% | 3.09% | $29.73 |
| Year 13 | $3.17 | +4.02% | 3.22% | $32.90 |
| Year 14 | $3.30 | +4.02% | 3.35% | $36.20 |
| Year 15 | $3.43 | +4.02% | 3.48% | $39.63 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
