Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 1.25%.
YIELD ON COST (YOC)
1.25%
CBNK now pays $0.50 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 5 years ago(2021-10-06) | $24.69 | 2.03% |
| 3 years ago(2023-10-04) | $18.88 | 2.65% |
| 1 year ago(2025-10-03) | $30.35 | 1.65% |
| Buying today(at $39.70) | $39.70 | 1.25% |
Projection: starting from today's 1.25% yield, assuming the dividend keeps compounding at 44.9% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
1.25%
In 3 years
3.80%
In 5 years
7.96%
In 10 years
50.74%
Try your own purchase price, dividend and growth rate for Capital Bancorp, Inc. (CBNK).
Starting Yield
1.26%
Ending YOC
4.00%
Year 15 Dividend
$1.59
Cum. Dividends Recd.
$14.66
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $0.50 | N/A | 1.26% | $0.00 |
| Year 1 | $0.54 | +8.00% | 1.36% | $0.54 |
| Year 2 | $0.58 | +8.00% | 1.47% | $1.12 |
| Year 3 | $0.63 | +8.00% | 1.59% | $1.75 |
| Year 4 | $0.68 | +8.00% | 1.71% | $2.43 |
| Year 5 | $0.73 | +8.00% | 1.85% | $3.17 |
| Year 6 | $0.79 | +8.00% | 2.00% | $3.96 |
| Year 7 | $0.86 | +8.00% | 2.16% | $4.82 |
| Year 8 | $0.93 | +8.00% | 2.33% | $5.74 |
| Year 9 | $1.00 | +8.00% | 2.52% | $6.74 |
| Year 10 | $1.08 | +8.00% | 2.72% | $7.82 |
| Year 11 | $1.17 | +8.00% | 2.94% | $8.99 |
| Year 12 | $1.26 | +8.00% | 3.17% | $10.25 |
| Year 13 | $1.36 | +8.00% | 3.43% | $11.61 |
| Year 14 | $1.47 | +8.00% | 3.70% | $13.08 |
| Year 15 | $1.59 | +8.00% | 4.00% | $14.66 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
