Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 2.45%.
YIELD ON COST (YOC)
2.45%
CATY now pays $1.48 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $30.61 | 4.84% |
| 5 years ago(2021-09-30) | $41.39 | 3.58% |
| 3 years ago(2023-10-03) | $33.52 | 4.42% |
| 1 year ago(2025-10-07) | $48.89 | 3.03% |
| Buying today(at $60.57) | $60.57 | 2.45% |
Projection: starting from today's 2.45% yield, assuming the dividend keeps compounding at 1.7% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
2.45%
In 3 years
2.58%
In 5 years
2.67%
In 10 years
2.90%
Try your own purchase price, dividend and growth rate for Cathay General Bancorp (CATY).
Starting Yield
2.44%
Ending YOC
3.22%
Year 15 Dividend
$1.95
Cum. Dividends Recd.
$25.81
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.48 | N/A | 2.44% | $0.00 |
| Year 1 | $1.51 | +1.86% | 2.49% | $1.51 |
| Year 2 | $1.54 | +1.86% | 2.54% | $3.04 |
| Year 3 | $1.56 | +1.86% | 2.58% | $4.61 |
| Year 4 | $1.59 | +1.86% | 2.63% | $6.20 |
| Year 5 | $1.62 | +1.86% | 2.68% | $7.82 |
| Year 6 | $1.65 | +1.86% | 2.73% | $9.48 |
| Year 7 | $1.68 | +1.86% | 2.78% | $11.16 |
| Year 8 | $1.72 | +1.86% | 2.83% | $12.88 |
| Year 9 | $1.75 | +1.86% | 2.88% | $14.62 |
| Year 10 | $1.78 | +1.86% | 2.94% | $16.40 |
| Year 11 | $1.81 | +1.86% | 2.99% | $18.21 |
| Year 12 | $1.85 | +1.86% | 3.05% | $20.06 |
| Year 13 | $1.88 | +1.86% | 3.10% | $21.94 |
| Year 14 | $1.92 | +1.86% | 3.16% | $23.86 |
| Year 15 | $1.95 | +1.86% | 3.22% | $25.81 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
