Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 2.36%.
YIELD ON COST (YOC)
2.36%
CASS now pays $1.28 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $41.23 | 3.10% |
| 5 years ago(2021-09-30) | $41.85 | 3.06% |
| 3 years ago(2023-10-03) | $35.73 | 3.58% |
| 1 year ago(2025-10-07) | $38.70 | 3.31% |
| Buying today(at $54.52) | $54.52 | 2.36% |
Projection: starting from today's 2.36% yield, assuming the dividend keeps compounding at 3.5% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
2.36%
In 3 years
2.62%
In 5 years
2.81%
In 10 years
3.33%
Try your own purchase price, dividend and growth rate for Cass Information Systems, Inc. (CASS).
Starting Yield
2.35%
Ending YOC
3.64%
Year 15 Dividend
$1.99
Cum. Dividends Recd.
$24.46
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.28 | N/A | 2.35% | $0.00 |
| Year 1 | $1.32 | +2.97% | 2.42% | $1.32 |
| Year 2 | $1.36 | +2.97% | 2.49% | $2.68 |
| Year 3 | $1.40 | +2.97% | 2.56% | $4.07 |
| Year 4 | $1.44 | +2.97% | 2.64% | $5.51 |
| Year 5 | $1.48 | +2.97% | 2.72% | $6.99 |
| Year 6 | $1.53 | +2.97% | 2.80% | $8.52 |
| Year 7 | $1.57 | +2.97% | 2.88% | $10.09 |
| Year 8 | $1.62 | +2.97% | 2.97% | $11.71 |
| Year 9 | $1.67 | +2.97% | 3.06% | $13.37 |
| Year 10 | $1.72 | +2.97% | 3.15% | $15.09 |
| Year 11 | $1.77 | +2.97% | 3.24% | $16.85 |
| Year 12 | $1.82 | +2.97% | 3.34% | $18.67 |
| Year 13 | $1.87 | +2.97% | 3.43% | $20.55 |
| Year 14 | $1.93 | +2.97% | 3.54% | $22.47 |
| Year 15 | $1.99 | +2.97% | 3.64% | $24.46 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
