Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 0.65%.
YIELD ON COST (YOC)
0.65%
CARE now pays $0.20 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-07) | $13.30 | 1.50% |
| 5 years ago(2021-10-04) | $14.52 | 1.38% |
| 3 years ago(2023-10-06) | $11.98 | 1.67% |
| 1 year ago(2025-10-06) | $19.41 | 1.03% |
| Buying today(at $30.32) | $30.32 | 0.65% |
Projection: starting from today's 0.65% yield, assuming the dividend keeps compounding at -13.5% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
0.65%
In 3 years
0.42%
In 5 years
0.31%
In 10 years
0.15%
Try your own purchase price, dividend and growth rate for Carter Bankshares, Inc. (CARE).
Starting Yield
0.66%
Ending YOC
0.03%
Year 15 Dividend
$0.01
Cum. Dividends Recd.
$0.82
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $0.20 | N/A | 0.66% | $0.00 |
| Year 1 | $0.16 | -18.93% | 0.53% | $0.16 |
| Year 2 | $0.13 | -18.93% | 0.43% | $0.29 |
| Year 3 | $0.11 | -18.93% | 0.35% | $0.40 |
| Year 4 | $0.09 | -18.93% | 0.28% | $0.49 |
| Year 5 | $0.07 | -18.93% | 0.23% | $0.56 |
| Year 6 | $0.06 | -18.93% | 0.19% | $0.61 |
| Year 7 | $0.05 | -18.93% | 0.15% | $0.66 |
| Year 8 | $0.04 | -18.93% | 0.12% | $0.70 |
| Year 9 | $0.03 | -18.93% | 0.10% | $0.73 |
| Year 10 | $0.02 | -18.93% | 0.08% | $0.75 |
| Year 11 | $0.02 | -18.93% | 0.07% | $0.77 |
| Year 12 | $0.02 | -18.93% | 0.05% | $0.79 |
| Year 13 | $0.01 | -18.93% | 0.04% | $0.80 |
| Year 14 | $0.01 | -18.93% | 0.03% | $0.81 |
| Year 15 | $0.01 | -18.93% | 0.03% | $0.82 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
