Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 7.59%.
YIELD ON COST (YOC)
7.59%
BWBBP now pays $1.47 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 5 years ago(2021-10-04) | $26.75 | 5.50% |
| 3 years ago(2023-10-05) | $16.58 | 8.87% |
| 1 year ago(2025-10-03) | $20.52 | 7.16% |
| Buying today(at $19.36) | $19.36 | 7.59% |
Projection: starting from today's 7.59% yield, assuming the dividend keeps compounding at 36.4% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
7.59%
In 3 years
19.26%
In 5 years
35.84%
In 10 years
169.24%
Try your own purchase price, dividend and growth rate for Bridgewater Bancshares, Inc. (BWBBP).
Starting Yield
7.59%
Ending YOC
24.09%
Year 15 Dividend
$4.66
Cum. Dividends Recd.
$43.11
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.47 | N/A | 7.59% | $0.00 |
| Year 1 | $1.59 | +8.00% | 8.20% | $1.59 |
| Year 2 | $1.71 | +8.00% | 8.86% | $3.30 |
| Year 3 | $1.85 | +8.00% | 9.56% | $5.15 |
| Year 4 | $2.00 | +8.00% | 10.33% | $7.15 |
| Year 5 | $2.16 | +8.00% | 11.16% | $9.31 |
| Year 6 | $2.33 | +8.00% | 12.05% | $11.65 |
| Year 7 | $2.52 | +8.00% | 13.01% | $14.17 |
| Year 8 | $2.72 | +8.00% | 14.05% | $16.89 |
| Year 9 | $2.94 | +8.00% | 15.18% | $19.83 |
| Year 10 | $3.17 | +8.00% | 16.39% | $23.00 |
| Year 11 | $3.43 | +8.00% | 17.70% | $26.43 |
| Year 12 | $3.70 | +8.00% | 19.12% | $30.13 |
| Year 13 | $4.00 | +8.00% | 20.65% | $34.13 |
| Year 14 | $4.32 | +8.00% | 22.30% | $38.44 |
| Year 15 | $4.66 | +8.00% | 24.09% | $43.11 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
