Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 19.95% is 19% below its 5-year average of 24.71%, around the middle of its 5-year range (-2.08%–32.46%).
7.33% above its 12-month average of 18.59%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 25.69%.
EBITDA MARGIN
19.95%
EBITDA MARGIN AVG TTM
18.59%
EBITDA MARGIN AVG 3Y
22.33%
EBITDA MARGIN AVG 5Y
24.71%
EBITDA MARGIN AVG 10Y
24.38%
EBITDA MARGIN AVG 15Y
22.96%
EBITDA MARGIN AVG 20Y
20.97%
CURRENT VS TTM AVG
+7.33%
CURRENT VS 3Y AVG
-10.65%
CURRENT VS 5Y AVG
-19.25%
CURRENT VS 10Y AVG
-18.16%
CURRENT VS 15Y AVG
-13.09%
CURRENT VS 20Y AVG
-4.87%
Bank of the James Financial Group, Inc.
Market Cap
$124.21M
EBITDA Margin
19.95%
TTM Avg
18.59%
3Y Avg
22.33%
5Y Avg
24.71%
Market Cap
$123.54M
EBITDA Margin
3.02%
TTM Avg
-2.68%
3Y Avg
-4.43%
5Y Avg
-4.43%
Market Cap
$121.19M
EBITDA Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$127.75M
EBITDA Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$117.61M
EBITDA Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$117.07M
EBITDA Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$131.70M
EBITDA Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Bank of the James Financial Group, Inc. (BOTJ) | $124.21M | 19.95% | 18.59% | 22.33% | 24.71% |
| Hoyne Bancorp, Inc. Common Stock (HYNE)vs › | $123.54M | 3.02% | -2.68% | -4.43% | -4.43% |
| Cantor Equity Partners VI, Inc. Class A Ordinary Shares (CEPS)vs › | $121.19M | N/A | N/A | N/A | N/A |
| FortuneX Acquisition Corp (FXAC)vs › | $127.33M | N/A | N/A | N/A | N/A |
| Futurewave Acquisition Corp. (FWAC)vs › | $127.75M | N/A | N/A | N/A | N/A |
| Alpex Acquisition Corp. (ALPX)vs › | $118.70M | N/A | N/A | N/A | N/A |
| Burtech Acquisition Corp II (BRKH)vs › | $117.61M | N/A | N/A | N/A | N/A |
| Charlton Aria Acquisition Corporation (CHAR)vs › | $117.07M | N/A | N/A | N/A | N/A |
| East West Ave Acquisition Corp. Common Stock (EWAV)vs › | $131.70M | N/A | N/A | N/A | N/A |
| Bogota Financial Corp. (BSBK)vs › | $116.72M | 5.52% | 0.38% | 8.54% | 9.11% |
EBITDA Margin
19.9%
Operating Margin
17.0%
Net Margin
18.9%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 25.69% |
| 2026-03-31 | -2.08% |
| 2025-12-31 | 22.26% |
| 2025-09-30 | 21.98% |
| 2025-06-30 | 25.09% |
| 2025-03-31 | 10.49% |
| 2024-12-31 | 17.16% |
| 2024-09-30 | 18.99% |
| 2024-06-30 | 21.17% |
| 2024-03-31 | 23.53% |
| 2023-12-31 | 18.62% |
| 2023-09-30 | 22.79% |
| 2023-06-30 | 28.34% |
| 2023-03-31 | 25.97% |
| 2022-12-31 | 30.96% |
| 2022-09-30 | 30.86% |
| 2022-06-30 | 32.46% |
| 2022-03-31 | 29.98% |
| 2021-12-31 | 29.45% |
| 2021-09-30 | 27.99% |
| 2021-06-30 | 30.34% |
| 2021-03-31 | 29.39% |
| 2020-12-31 | 25.16% |
| 2020-09-30 | 23.16% |
| 2020-06-30 | 15.80% |
| 2020-03-31 | 18.37% |
| 2019-12-31 | 26.25% |
| 2019-09-30 | 22.36% |
| 2019-06-30 | 22.86% |
| 2019-03-31 | 23.02% |
| 2018-12-31 | 25.53% |
| 2018-09-30 | 24.51% |
| 2018-06-30 | 22.90% |
| 2018-03-31 | 22.33% |
| 2017-12-31 | 24.49% |
| 2017-09-30 | 23.42% |
| 2017-06-30 | 19.53% |
| 2017-03-31 | 20.55% |
| 2016-12-31 | 8.86% |
| 2016-09-30 | 26.20% |
| 2016-06-30 | 26.91% |
| 2016-03-31 | 24.37% |
| 2015-12-31 | 21.25% |
| 2015-09-30 | 26.05% |
| 2015-06-30 | 26.61% |
| 2015-03-31 | 27.30% |
| 2014-12-31 | 23.22% |
| 2014-09-30 | 27.50% |
| 2014-06-30 | 25.05% |
| 2014-03-31 | 22.97% |
| 2013-12-31 | 15.86% |
| 2013-09-30 | 25.25% |
| 2013-06-30 | 24.24% |
| 2013-03-31 | 23.83% |
| 2012-12-31 | 17.48% |
| 2012-09-30 | 15.04% |
| 2012-06-30 | 15.91% |
| 2012-03-31 | 12.60% |
| 2011-12-31 | -8.07% |
| 2011-09-30 | 4.09% |
| 2011-06-30 | 11.18% |
| 2011-03-31 | 14.59% |
| 2010-12-31 | 3.48% |
| 2010-09-30 | 14.83% |
| 2010-06-30 | 21.02% |
| 2010-03-31 | 12.13% |
| 2009-12-31 | 2.20% |
| 2009-09-30 | -27.64% |
| 2009-06-30 | 8.26% |
| 2009-03-31 | 9.52% |
| 2008-12-31 | -1.57% |
| 2008-09-30 | -24.79% |
| 2008-06-30 | 17.96% |
| 2008-03-31 | 17.28% |
| 2007-12-31 | 19.86% |
| 2007-09-30 | 20.13% |
| 2007-06-30 | 18.78% |
| 2007-03-31 | 16.40% |
| 2006-12-31 | 22.83% |
| 2006-09-30 | 18.65% |
| 2006-06-30 | 20.48% |
| 2006-03-31 | 18.83% |
| 2005-12-31 | 27.82% |
| 2005-09-30 | 24.51% |
| 2005-06-30 | 23.69% |
| 2005-03-31 | 22.13% |
| 2004-12-31 | 35.39% |
| 2004-09-30 | 14.92% |
| 2004-06-30 | 29.96% |
| 2004-03-31 | 25.81% |
| 2003-12-31 | 25.51% |
| 2003-09-30 | 27.92% |
| 2003-06-30 | 29.91% |
| 2003-03-31 | 25.13% |
