Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 3.71%.
YIELD ON COST (YOC)
3.71%
BCML now pays $1.15 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-03) | $12.31 | 9.34% |
| 5 years ago(2021-10-05) | $18.88 | 6.09% |
| 3 years ago(2023-10-06) | $19.76 | 5.82% |
| 1 year ago(2025-10-02) | $27.66 | 4.16% |
| Buying today(at $31.10) | $31.10 | 3.71% |
Projection: starting from today's 3.71% yield, assuming the dividend keeps compounding at 71.0% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
3.71%
In 3 years
18.54%
In 5 years
54.22%
In 10 years
792.68%
Try your own purchase price, dividend and growth rate for BayCom Corp (BCML).
Starting Yield
3.70%
Ending YOC
11.73%
Year 15 Dividend
$3.65
Cum. Dividends Recd.
$33.72
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.15 | N/A | 3.70% | $0.00 |
| Year 1 | $1.24 | +8.00% | 3.99% | $1.24 |
| Year 2 | $1.34 | +8.00% | 4.31% | $2.58 |
| Year 3 | $1.45 | +8.00% | 4.66% | $4.03 |
| Year 4 | $1.56 | +8.00% | 5.03% | $5.60 |
| Year 5 | $1.69 | +8.00% | 5.43% | $7.29 |
| Year 6 | $1.82 | +8.00% | 5.87% | $9.11 |
| Year 7 | $1.97 | +8.00% | 6.34% | $11.08 |
| Year 8 | $2.13 | +8.00% | 6.84% | $13.21 |
| Year 9 | $2.30 | +8.00% | 7.39% | $15.51 |
| Year 10 | $2.48 | +8.00% | 7.98% | $17.99 |
| Year 11 | $2.68 | +8.00% | 8.62% | $20.67 |
| Year 12 | $2.90 | +8.00% | 9.31% | $23.57 |
| Year 13 | $3.13 | +8.00% | 10.06% | $26.70 |
| Year 14 | $3.38 | +8.00% | 10.86% | $30.07 |
| Year 15 | $3.65 | +8.00% | 11.73% | $33.72 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
