Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 3.78%.
YIELD ON COST (YOC)
3.78%
BCBP now pays $0.32 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-07) | $11.17 | 2.86% |
| 5 years ago(2021-10-01) | $14.90 | 2.15% |
| 3 years ago(2023-10-04) | $11.00 | 2.91% |
| 1 year ago(2025-10-08) | $8.34 | 3.84% |
| Buying today(at $8.47) | $8.47 | 3.78% |
Projection: starting from today's 3.78% yield, assuming the dividend keeps compounding at 1.6% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
3.78%
In 3 years
3.97%
In 5 years
4.10%
In 10 years
4.44%
Try your own purchase price, dividend and growth rate for BCB Bancorp, Inc. (BCBP).
Starting Yield
3.78%
Ending YOC
5.64%
Year 15 Dividend
$0.48
Cum. Dividends Recd.
$5.98
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $0.32 | N/A | 3.78% | $0.00 |
| Year 1 | $0.33 | +2.71% | 3.88% | $0.33 |
| Year 2 | $0.34 | +2.71% | 3.98% | $0.67 |
| Year 3 | $0.35 | +2.71% | 4.09% | $1.01 |
| Year 4 | $0.36 | +2.71% | 4.20% | $1.37 |
| Year 5 | $0.37 | +2.71% | 4.32% | $1.73 |
| Year 6 | $0.38 | +2.71% | 4.43% | $2.11 |
| Year 7 | $0.39 | +2.71% | 4.55% | $2.50 |
| Year 8 | $0.40 | +2.71% | 4.68% | $2.89 |
| Year 9 | $0.41 | +2.71% | 4.80% | $3.30 |
| Year 10 | $0.42 | +2.71% | 4.93% | $3.72 |
| Year 11 | $0.43 | +2.71% | 5.07% | $4.15 |
| Year 12 | $0.44 | +2.71% | 5.20% | $4.59 |
| Year 13 | $0.45 | +2.71% | 5.35% | $5.04 |
| Year 14 | $0.47 | +2.71% | 5.49% | $5.51 |
| Year 15 | $0.48 | +2.71% | 5.64% | $5.98 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
