Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 1.38%.
YIELD ON COST (YOC)
1.38%
BCAL now pays $0.30 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $9.00 | 3.33% |
| 5 years ago(2021-10-06) | $15.74 | 1.91% |
| 3 years ago(2023-10-09) | $14.91 | 2.01% |
| 1 year ago(2025-10-03) | $17.14 | 1.75% |
| Buying today(at $21.71) | $21.71 | 1.38% |
Try your own purchase price, dividend and growth rate for California BanCorp (BCAL).
Starting Yield
1.38%
Ending YOC
4.38%
Year 15 Dividend
$0.95
Cum. Dividends Recd.
$8.80
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $0.30 | N/A | 1.38% | $0.00 |
| Year 1 | $0.32 | +8.00% | 1.49% | $0.32 |
| Year 2 | $0.35 | +8.00% | 1.61% | $0.67 |
| Year 3 | $0.38 | +8.00% | 1.74% | $1.05 |
| Year 4 | $0.41 | +8.00% | 1.88% | $1.46 |
| Year 5 | $0.44 | +8.00% | 2.03% | $1.90 |
| Year 6 | $0.48 | +8.00% | 2.19% | $2.38 |
| Year 7 | $0.51 | +8.00% | 2.37% | $2.89 |
| Year 8 | $0.56 | +8.00% | 2.56% | $3.45 |
| Year 9 | $0.60 | +8.00% | 2.76% | $4.05 |
| Year 10 | $0.65 | +8.00% | 2.98% | $4.69 |
| Year 11 | $0.70 | +8.00% | 3.22% | $5.39 |
| Year 12 | $0.76 | +8.00% | 3.48% | $6.15 |
| Year 13 | $0.82 | +8.00% | 3.76% | $6.96 |
| Year 14 | $0.88 | +8.00% | 4.06% | $7.85 |
| Year 15 | $0.95 | +8.00% | 4.38% | $8.80 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
