Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 1.05%.
YIELD ON COST (YOC)
1.05%
AXP now pays $3.41 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-07-20) | $64.48 | 5.29% |
| 5 years ago(2021-07-28) | $170.02 | 2.01% |
| 3 years ago(2023-07-19) | $177.12 | 1.93% |
| 1 year ago(2025-07-23) | $308.66 | 1.10% |
| Buying today(at $326.17) | $326.17 | 1.05% |
Projection: starting from today's 1.05% yield, assuming the dividend keeps compounding at its historical 12.9% rate. Boards set dividends each year, so actual figures will differ.
Today
1.05%
In 3 years
1.92%
In 5 years
2.88%
In 10 years
7.94%
Try your own purchase price, dividend and growth rate for American Express Company (AXP).
Starting Yield
1.05%
Ending YOC
6.49%
Year 15 Dividend
$21.16
Cum. Dividends Recd.
$154.90
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $3.41 | N/A | 1.05% | $0.00 |
| Year 1 | $3.85 | +12.94% | 1.18% | $3.85 |
| Year 2 | $4.35 | +12.94% | 1.33% | $8.20 |
| Year 3 | $4.91 | +12.94% | 1.51% | $13.11 |
| Year 4 | $5.55 | +12.94% | 1.70% | $18.66 |
| Year 5 | $6.27 | +12.94% | 1.92% | $24.93 |
| Year 6 | $7.08 | +12.94% | 2.17% | $32.00 |
| Year 7 | $7.99 | +12.94% | 2.45% | $40.00 |
| Year 8 | $9.03 | +12.94% | 2.77% | $49.02 |
| Year 9 | $10.19 | +12.94% | 3.13% | $59.22 |
| Year 10 | $11.51 | +12.94% | 3.53% | $70.73 |
| Year 11 | $13.00 | +12.94% | 3.99% | $83.74 |
| Year 12 | $14.69 | +12.94% | 4.50% | $98.42 |
| Year 13 | $16.59 | +12.94% | 5.09% | $115.01 |
| Year 14 | $18.73 | +12.94% | 5.74% | $133.74 |
| Year 15 | $21.16 | +12.94% | 6.49% | $154.90 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
