Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 4.10%.
YIELD ON COST (YOC)
4.10%
AUBN now pays $1.08 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $27.53 | 3.92% |
| 5 years ago(2021-09-30) | $33.80 | 3.20% |
| 3 years ago(2023-10-03) | $21.99 | 4.91% |
| 1 year ago(2025-10-07) | $27.00 | 4.00% |
| Buying today(at $26.36) | $26.36 | 4.10% |
Projection: starting from today's 4.10% yield, assuming the dividend keeps compounding at 0.9% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
4.10%
In 3 years
4.21%
In 5 years
4.30%
In 10 years
4.50%
Try your own purchase price, dividend and growth rate for Auburn National Bancorporation, Inc. (AUBN).
Starting Yield
4.10%
Ending YOC
4.86%
Year 15 Dividend
$1.28
Cum. Dividends Recd.
$17.77
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.08 | N/A | 4.10% | $0.00 |
| Year 1 | $1.09 | +1.15% | 4.14% | $1.09 |
| Year 2 | $1.10 | +1.15% | 4.19% | $2.20 |
| Year 3 | $1.12 | +1.15% | 4.24% | $3.32 |
| Year 4 | $1.13 | +1.15% | 4.29% | $4.45 |
| Year 5 | $1.14 | +1.15% | 4.34% | $5.59 |
| Year 6 | $1.16 | +1.15% | 4.39% | $6.75 |
| Year 7 | $1.17 | +1.15% | 4.44% | $7.92 |
| Year 8 | $1.18 | +1.15% | 4.49% | $9.10 |
| Year 9 | $1.20 | +1.15% | 4.54% | $10.30 |
| Year 10 | $1.21 | +1.15% | 4.59% | $11.51 |
| Year 11 | $1.22 | +1.15% | 4.65% | $12.73 |
| Year 12 | $1.24 | +1.15% | 4.70% | $13.97 |
| Year 13 | $1.25 | +1.15% | 4.75% | $15.22 |
| Year 14 | $1.27 | +1.15% | 4.81% | $16.49 |
| Year 15 | $1.28 | +1.15% | 4.86% | $17.77 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
