Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 3.18%.
YIELD ON COST (YOC)
3.18%
AROW now pays $1.19 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $28.61 | 4.16% |
| 5 years ago(2021-09-30) | $33.36 | 3.57% |
| 3 years ago(2023-10-03) | $16.83 | 7.07% |
| 1 year ago(2025-10-07) | $27.43 | 4.34% |
| Buying today(at $37.38) | $37.38 | 3.18% |
Projection: starting from today's 3.18% yield, assuming the dividend keeps compounding at 3.1% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
3.18%
In 3 years
3.49%
In 5 years
3.70%
In 10 years
4.31%
Try your own purchase price, dividend and growth rate for Arrow Financial Corporation (AROW).
Starting Yield
3.18%
Ending YOC
4.58%
Year 15 Dividend
$1.71
Cum. Dividends Recd.
$21.80
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.19 | N/A | 3.18% | $0.00 |
| Year 1 | $1.22 | +2.46% | 3.26% | $1.22 |
| Year 2 | $1.25 | +2.46% | 3.34% | $2.47 |
| Year 3 | $1.28 | +2.46% | 3.42% | $3.75 |
| Year 4 | $1.31 | +2.46% | 3.51% | $5.06 |
| Year 5 | $1.34 | +2.46% | 3.59% | $6.40 |
| Year 6 | $1.38 | +2.46% | 3.68% | $7.78 |
| Year 7 | $1.41 | +2.46% | 3.77% | $9.19 |
| Year 8 | $1.45 | +2.46% | 3.87% | $10.64 |
| Year 9 | $1.48 | +2.46% | 3.96% | $12.12 |
| Year 10 | $1.52 | +2.46% | 4.06% | $13.63 |
| Year 11 | $1.55 | +2.46% | 4.16% | $15.19 |
| Year 12 | $1.59 | +2.46% | 4.26% | $16.78 |
| Year 13 | $1.63 | +2.46% | 4.37% | $18.41 |
| Year 14 | $1.67 | +2.46% | 4.47% | $20.09 |
| Year 15 | $1.71 | +2.46% | 4.58% | $21.80 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
