Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on invested capital (ROIC) high or low?
The return on invested capital (ROIC) of 7.04% is 51% above its 5-year average of 4.68%, near the high end of its 5-year range (0.00%–7.04%).
As of the fiscal period ended Wednesday, December 31, 2025. 1.22% above its 12-month average of 6.96%.
Annual fiscal-year return on invested capital; no daily interpolation.
RETURN ON INVESTED CAPITAL (ROIC)
7.04%
RETURN ON INVESTED CAPITAL (ROIC) AVG TTM
6.96%
RETURN ON INVESTED CAPITAL (ROIC) AVG 3Y
5.78%
RETURN ON INVESTED CAPITAL (ROIC) AVG 5Y
4.68%
RETURN ON INVESTED CAPITAL (ROIC) AVG 10Y
2.55%
RETURN ON INVESTED CAPITAL (ROIC) AVG 15Y
1.75%
RETURN ON INVESTED CAPITAL (ROIC) AVG 20Y
0.00%
CURRENT VS TTM AVG
+1.22%
CURRENT VS 3Y AVG
+21.85%
CURRENT VS 5Y AVG
+50.53%
CURRENT VS 10Y AVG
+175.98%
CURRENT VS 15Y AVG
+301.43%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
6.38%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+10.34%
vs the sector median at left
Assurant, Inc.
Market Cap
$14.03B
Return on Invested Capital (ROIC)
7.04%
TTM Avg
6.96%
3Y Avg
5.78%
5Y Avg
4.68%
Market Cap
$13.91B
Return on Invested Capital (ROIC)
4.05%
TTM Avg
3.97%
3Y Avg
3.79%
5Y Avg
51.00%
Market Cap
$13.05B
Return on Invested Capital (ROIC)
-1.18%
TTM Avg
0.60%
3Y Avg
0.88%
5Y Avg
1.79%
Market Cap
$15.78B
Return on Invested Capital (ROIC)
8.05%
TTM Avg
7.79%
3Y Avg
8.21%
5Y Avg
13.34%
Market Cap
$12.04B
Return on Invested Capital (ROIC)
9.67%
TTM Avg
6.81%
3Y Avg
5.40%
5Y Avg
4.47%
Market Cap
$11.39B
Return on Invested Capital (ROIC)
-10.17%
TTM Avg
6.92%
3Y Avg
-0.58%
5Y Avg
-4.72%
Market Cap
$16.76B
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$11.20B
Return on Invested Capital (ROIC)
23.22%
TTM Avg
24.41%
3Y Avg
22.93%
5Y Avg
10.72%
Market Cap
$17.19B
Return on Invested Capital (ROIC)
-1.80%
TTM Avg
2.39%
3Y Avg
4.03%
5Y Avg
-8.50%
| NAME | MARKET CAP | RETURN ON INVESTED CAPITAL (ROIC) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Assurant, Inc. (AIZ) | $14.03B | 7.04% | 6.96% | 5.78% | 4.68% |
| Globe Life Inc. (GL)vs › | $13.91B | 4.05% | 3.97% | 3.79% | 51.00% |
| Invesco Ltd. (IVZ)vs › | $13.05B | -1.18% | 0.60% | 0.88% | 1.79% |
| Everest Group, Ltd. (EG)vs › | $15.78B | 8.05% | 7.79% | 8.21% | 13.34% |
| American Financial Group, Inc. (AFG)vs › | $12.04B | 9.67% | 6.81% | 5.40% | 4.47% |
| Hut 8 Corp. (HUT)vs › | $11.39B | -10.17% | 6.92% | -0.58% | -4.72% |
| WisdomTree U.S. Quality Dividend Growth Fund (DGRW)vs › | $16.76B | N/A | N/A | N/A | N/A |
| Erie Indemnity Company (ERIE)vs › | $11.20B | 23.22% | 24.41% | 22.93% | 10.72% |
| Circle Internet Group (CRCL)vs › | $17.19B | -1.80% | 2.39% | 4.03% | -8.50% |
| Franklin Resources, Inc. (BEN)vs › | $17.32B | 1.38% | 1.18% | 2.62% | 3.62% |
ROIC
7.0%
ROE
17.0%
ROIC = NOPAT / Invested Capital
Return on invested capital measures the after-tax return a company earns on all capital (debt and equity) invested in the business.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON INVESTED CAPITAL (ROIC) |
|---|---|
| 2025-12-31 | 7.04% |
| 2024-12-31 | 6.87% |
| 2023-12-31 | 6.32% |
| 2022-12-31 | 2.88% |
| 2021-12-31 | 4.95% |
| 2020-12-31 | 0.00% |
| 2019-12-31 | 0.00% |
| 2018-12-31 | 0.00% |
| 2017-12-31 | 0.00% |
| 2016-12-31 | 0.00% |
| 2015-12-31 | 0.00% |
| 2014-12-31 | 0.00% |
| 2013-12-31 | 0.00% |
| 2012-12-31 | 0.00% |
| 2011-12-31 | 0.00% |
| 2010-12-31 | 0.00% |
| 2009-12-31 | 0.00% |
| 2008-12-31 | 0.00% |
| 2007-12-31 | 0.00% |
| 2006-12-31 | 0.00% |
| 2005-12-31 | 0.00% |
| 2004-12-31 | 0.00% |
| 2003-12-31 | 0.00% |
| 2002-12-31 | 0.00% |
| 2001-12-31 | 0.00% |
| 2000-12-31 | 0.00% |
