Assurant, Inc. (AIZ) FCF Payout Ratio: 11.96%
Is Assurant, Inc.’s FCF payout ratio high or low?
Assurant, Inc.'s FCF payout ratio of 11.96% is 40% below its 5-year average of 19.82%, near the low end of its 5-year range (10.54%–36.58%).
2.62% below its 12-month average of 12.28%.
AIZ FCF Payout Ratio Chart
AIZ Average FCF Payout Ratio Chart
AIZ Current vs Average FCF Payout Ratio Chart
AIZ FCF Payout Ratio Metrics
FCF PAYOUT RATIO
11.96%
FCF PAYOUT RATIO AVG TTM
12.28%
FCF PAYOUT RATIO AVG 3Y
19.36%
FCF PAYOUT RATIO AVG 5Y
19.82%
FCF PAYOUT RATIO AVG 10Y
45.90%
FCF PAYOUT RATIO AVG 15Y
35.69%
FCF PAYOUT RATIO AVG 20Y
29.77%
CURRENT VS TTM AVG
-2.62%
CURRENT VS 3Y AVG
-38.21%
CURRENT VS 5Y AVG
-39.66%
CURRENT VS 10Y AVG
-73.94%
CURRENT VS 15Y AVG
-66.49%
CURRENT VS 20Y AVG
-59.82%
Payout Ratio Comparison
FCF Payout Ratio
12.0%
Earnings Payout Ratio
19.9%
Dividend Yield
1.32%
FCF Yield
11.09%
Annual FCF Payout Ratio History
| Year | Free Cash Flow | Dividends Paid | FCF Payout Ratio |
|---|---|---|---|
| 2025 | $1.60B | $168.40M | 10.5% |
| 2024 | $1.11B | $155.90M | 14.0% |
| 2023 | $935.60M | $152.30M | 16.3% |
| 2022 | $410.60M | $150.20M | 36.6% |
| 2021 | $594.30M | $162.30M | 27.3% |
| 2020 | $1.22B | $173.30M | 14.2% |
| 2019 | $1.30B | $170.00M | 13.0% |
| 2018 | $573.90M | $148.00M | 25.8% |
| 2017 | $468.30M | $119.00M | 25.4% |
| 2016 | $49.29M | $125.35M | 254.3% |
| 2015 | $139.68M | $94.17M | 67.4% |
| 2014 | $310.21M | $77.50M | 25.0% |
| 2013 | $975.24M | $74.13M | 7.6% |
| 2012 | $623.24M | $69.39M | 11.1% |
| 2011 | $819.56M | $67.39M | 8.2% |
| 2010 | $489.53M | $69.62M | 14.2% |
| 2009 | $214.04M | $69.60M | 32.5% |
| 2008 | $943.07M | $63.67M | 6.8% |
| 2007 | $1.14B | $55.04M | 4.8% |
| 2006 | $848.29M | $48.16M | 5.7% |
| 2005 | $964.95M | $42.05M | 4.4% |
| 2004 | $775.76M | $29.68M | 3.8% |
| 2003 | $659.48M | $181.19M | 27.5% |
| 2002 | $290.30M | $41.88M | 14.4% |
Formula: FCF Payout Ratio = Dividends Paid / Free Cash Flow × 100
FCF payout and earnings payout:
- FCF represents operating cash flow after capital expenditures
- FCF payout compares dividends paid with free cash flow
- FCF payout above 100% means dividends paid exceeded free cash flow for the period
- Earnings payout compares dividends paid with net income
Reading the series: Use the chart and table to compare dividend payments with cash generation over time.
Assurant, Inc. FCF Payout Ratio Formula & Definition
FCF Payout Ratio measures what percentage of free cash flow is paid out as dividends. Unlike earnings-based payout, it compares dividends with cash generated after capital expenditures.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Assurant, Inc. FCF Payout Ratio FAQ
- What is the FCF payout ratio for Assurant, Inc. (AIZ)?
- The FCF payout ratio for AIZ stock is 11.96%.
- Is Assurant, Inc.'s FCF payout ratio high or low?
- Assurant, Inc.'s FCF payout ratio of 11.96% is 40% below its 5-year average of 19.82%, near the low end of its 5-year range (10.54%–36.58%).
- What is the TTM average FCF payout ratio for Assurant, Inc. (AIZ)?
- The TTM average FCF payout ratio for AIZ stock is 12.28%.
- What is the 3Y average FCF payout ratio for Assurant, Inc. (AIZ)?
- The 3Y average FCF payout ratio for AIZ stock is 19.36%.
- What is the 5Y average FCF payout ratio for Assurant, Inc. (AIZ)?
- The 5Y average FCF payout ratio for AIZ stock is 19.82%.
- What is the 10Y average FCF payout ratio for Assurant, Inc. (AIZ)?
- The 10Y average FCF payout ratio for AIZ stock is 45.90%.
- What is the 15Y average FCF payout ratio for Assurant, Inc. (AIZ)?
- The 15Y average FCF payout ratio for AIZ stock is 35.69%.
- What is the 20Y average FCF payout ratio for Assurant, Inc. (AIZ)?
- The 20Y average FCF payout ratio for AIZ stock is 29.77%.
Assurant, Inc. FCF Payout Ratio History
| DATE | FCF PAYOUT RATIO |
|---|---|
| 2025-12-31 | 10.54% |
| 2024-12-31 | 14.03% |
| 2023-12-31 | 16.28% |
| 2022-12-31 | 36.58% |
| 2021-12-31 | 27.31% |
| 2020-12-31 | 14.20% |
| 2019-12-31 | 13.05% |
| 2018-12-31 | 25.79% |
| 2017-12-31 | 25.41% |
| 2016-12-31 | 254.29% |
| 2015-12-31 | 67.42% |
| 2014-12-31 | 24.98% |
| 2013-12-31 | 7.60% |
| 2012-12-31 | 11.13% |
| 2011-12-31 | 8.22% |
| 2010-12-31 | 14.22% |
| 2009-12-31 | 32.52% |
| 2008-12-31 | 6.75% |
| 2007-12-31 | 4.81% |
| 2006-12-31 | 5.68% |
| 2005-12-31 | 4.36% |
| 2004-12-31 | 3.83% |
| 2003-12-31 | 27.47% |
| 2002-12-31 | 14.43% |
About Assurant, Inc.
Assurant, Inc. operates globally, delivering essential lifestyle and housing solutions designed to secure, assist, and connect consumer acquisitions across diverse markets including North America, Latin America, Europe, and the Asia Pacific. The company's operations are divided into two main divisions: Global Lifestyle and Global Housing. The Global Lifestyle segment provides comprehensive mobile device support, extended warranty and maintenance programs for mobile devices, consumer electronics, and appliances, as well as vehicle protection plans and associated services, alongside credit protection and other insurance offerings. Conversely, the Global Housing segment focuses on various insurance products, encompassing lender-placed homeowners, manufactured home, and flood coverage. It also offers renters insurance and related benefits, in addition to optional manufactured housing and homeowners policies, and other specialized insurance products. Founded in 1892, the company was formerly known as Fortis, Inc. before officially changing its name to Assurant, Inc. in February 2004. Its corporate headquarters are situated in New York, New York.
- Sector
- Financial Services
- Industry
- Insurance - Specialty
- CEO
- Keith Warner Demmings