Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 3.29%.
YIELD ON COST (YOC)
3.29%
ACNB now pays $2.10 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $26.28 | 7.99% |
| 5 years ago(2021-09-30) | $28.00 | 7.50% |
| 3 years ago(2023-10-03) | $31.77 | 6.61% |
| 1 year ago(2025-10-07) | $43.52 | 4.83% |
| Buying today(at $63.78) | $63.78 | 3.29% |
Projection: starting from today's 3.29% yield, assuming the dividend keeps compounding at 7.6% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
3.29%
In 3 years
4.10%
In 5 years
4.75%
In 10 years
6.84%
Try your own purchase price, dividend and growth rate for ACNB Corporation (ACNB).
Starting Yield
3.29%
Ending YOC
8.65%
Year 15 Dividend
$5.52
Cum. Dividends Recd.
$54.79
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $2.10 | N/A | 3.29% | $0.00 |
| Year 1 | $2.24 | +6.65% | 3.51% | $2.24 |
| Year 2 | $2.39 | +6.65% | 3.75% | $4.63 |
| Year 3 | $2.55 | +6.65% | 3.99% | $7.18 |
| Year 4 | $2.72 | +6.65% | 4.26% | $9.89 |
| Year 5 | $2.90 | +6.65% | 4.54% | $12.79 |
| Year 6 | $3.09 | +6.65% | 4.85% | $15.88 |
| Year 7 | $3.30 | +6.65% | 5.17% | $19.18 |
| Year 8 | $3.51 | +6.65% | 5.51% | $22.69 |
| Year 9 | $3.75 | +6.65% | 5.88% | $26.44 |
| Year 10 | $4.00 | +6.65% | 6.27% | $30.44 |
| Year 11 | $4.26 | +6.65% | 6.69% | $34.70 |
| Year 12 | $4.55 | +6.65% | 7.13% | $39.25 |
| Year 13 | $4.85 | +6.65% | 7.60% | $44.10 |
| Year 14 | $5.17 | +6.65% | 8.11% | $49.27 |
| Year 15 | $5.52 | +6.65% | 8.65% | $54.79 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute